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March 6, 2010

3 Things You Must Know to Burn Fat

Filed under: Weight Loss — Tags: , , — @ 3:46 pm

Most people recognize that adding lean muscle tissue to your body can do miracles for your metabolism and fat loss, as well as a host of different benefits which let you to live a healthy life.

Unfortunately, most people I see performing resistance training or weight training at the gym are expending too much time with new exercises and not working serious enough. They are not going to burn weight in this manner.

The secret which I have learned is that developing lean muscle requires the proper use of three primary elements which are oftentimes missed by some of those who try it. These 3 ingredients are:

- Volume & Frequency
- Intensity
- Progression

The intensity is how difficult it is for you to perform the exercises. Volume and frequency is how much you do for each workout and how frequently you do it, while progression is how much you step-up the intensity following each workout.

Many times, resistance training is being extended on for far too long and performed too many times per week. It is regrettably being treated too much like the so-called fat burning aerobic exercises.

No amount of weight training executed at low to moderate intensity levels can permit significant muscle or strength benefits after the first few weeks.

You also need to give close attention to other points while creating an efficient and effective routine to maximize your physical workout and minimize the time you need to spend at the gym. Why? Because what is even more crucial than the physical exercises itself is the rest period that accompanies it. You are not going to become more muscular or stronger if you are not resting enough.

When you are training the right way, you are breaking down muscle tissue all over your body. By resting afterward, your body is able to repair itself and overcompensate by building upon your present muscle mass. If you worked out again before this process is complete, you would see diminished returns.

Always be certain that you get the appropriate amount of rest between workouts, which normally means a minimal of 1-2 days of rest between intense workouts.

Also you must realize that you are putting yourself in the best achievable position to come through when you perform the proper high intensity training, regardless of who you are.

Make sure you understand these 3 critical factors which I talked about above. If you do not, then you will ultimately be discontent with your results.

Find out how to get rid of belly fat here at http://www.realtruthaboutfat.com

Article Source: 3 Things You Must Know to Burn Fat

Hosting Websites – How To & Where To Get A Website Hosted?

Filed under: Uncategorized — Tags: , — @ 11:59 am

Do you know that there are a variety of options available to webmasters who are looking into hosting websites? The truth of the matter is that today there are more options than ever before. Not only can you host a website, but you can host the blog, or forum, and a variety of other things that a few short years ago would have been very difficult to do. Take a look at your situation. Are you somebody who designs websites for somebody else? Maybe you happen to be an online entrepreneur who is looking for an inexpensive place to set up a variety of websites?

Hosting websites is actually more important than a lot of people realize. In other words, if you don’t really have a good web hosting solution in place, there is a good chance that you won’t really be able to have any kind of online business. Even assuming that you only want a website for recreational purposes, don’t you think that it would be important for people to be able to actually access your website regardless of the time of day? In other words, you don’t want to have a situation where your website is always off-line because the web hosting company that you chose isn’t very good.

Regardless of whether or not you are a very serious webmaster, or just somebody who is interested in hosting a blog — you really need to learn as much as you can about hosting websites. It’s a lot like digital real estate. You need to make sure that you are building your virtual empire on a solid foundation. That solid foundation begins with the web hosting that you choose. So make sure to take the time to evaluate all of your options and to make your decision wisely.

Don’t forget, take a moment to call the customer support phone number for any hosting company you are considering signing up with. It is important to evaluate how they respond to any questions you might have before you actually sign up. This will give you a good sense of the kind of customer service you could expect.

For more information on hosting services, visit HostGator Coupons.

Article Source: Hosting Websites – How To & Where To Get A Website Hosted?

How To Avoid Weight Loss Scams – Simple Strategies to Save Time & Money

Filed under: Weight Loss — Tags: , , — @ 11:41 am

How many weight loss supplements and fitness products have you used in the past year? This can include dietary supplements, fat burners, eBooks, or even the wide variety of fitness equipment that is always hitting the market. If you are like most people, you have consumed your fair share of these items or at least have been eyeing them with wonder and curiosity now that you are on the road to weight loss. While there are some great products out there that could be a help, there are just as many that simply do not work. That is why everyone needs to know some simple strategies to spot and avoid a scam.

All products in the weight loss market have convincing sales material, bright attractive packaging, and big claims that they can do amazing things for your body in very short periods of time or perhaps without any effort on your part. You could spend considerable amounts of time reading websites devoted to these products or even looking at the product itself in local stores, but it will still be difficult to know which ones are the scams and which ones are legitimate. That is why you have to do your research online before you make a purchase.

Consumer reviews for the weight loss products you are interested in trying out are your first reliable resource. Many consumers who have already tried out these products will take their time to post reviews online. Some want to warn other consumers like you so they don’t make the mistake of purchasing a bad product, while others want to rave and brag about the amazing results they got from certain products. Either way, their experience is gold for someone like you who wants a real opinion on the product. Check for these reviews through retailer websites were customers are allowed to post their reviews.

While consumer reviews for weight loss products are a great resource, you have to take each one for what they are really worth. There are always going to be negative reviews from disgruntled consumers, but you have to pinpoint exactly what their complaint is. You can often rule negatives out from people who obviously used the product wrong or had unrealistic expectations of their results. What you want to find are products that are well received by the majority of purchasers with just a few token negative reviews.

Finding chat and message boards dedicated to weight loss issues is another way to get firsthand opinions and experiences on how well a product works. You can find these chats and discussions by going to Google or your favorite search engine and simply typing in the product’s name. For most products there will be some links to chat sites where discussions have been held about that product. You never know, you may even find similar products that are actually better but which you don’t know about yet!

You also want to visit the products website and see what type of information is being given about it. If any product or manufacturer does not willingly and openly deliver the following information, you could be looking at a scam:

* Exactly what you get for your money.
* The exact and complete price.
* What the product promises to do for you (beware of products that make huge claims but no promises).
* Detailed information no how the product actually works.
* Success rates of previous customers.

Whatever you do, don’t trust consumer reviews or testimonials on a product’s own website. A scammer can always make those up so balance them with reviews found through impartial sources.

If you are still in doubt or just want to make absolute certain that the product is not a scam, get some details such as the ingredients or a picture of the exercise equipment and take it in to your doctor. Most doctors will have some information on most products and can tell you what may work and what is a waste of your money. If your doctor has never heard of the product before, he can at least look at the picture or look at the ingredients to see if it might be effective or not.

Some people who have extra money enjoy purchasing products and testing them out for themselves. If you can afford to do this, then go ahead and test them with reasonable caution. Most people simply cannot afford to waste their money, especially with the price of supplements and other products these days!

Eduardo Fernandes…Everything You Need To Lose Weight & Stay Healthy:http://www.weightlossdietlifestyle.com

Article Source: How To Avoid Weight Loss Scams – Simple Strategies to Save Time & Money

February 22, 2010

Enjoy Traveling the World 10 Minutes at a Time

Filed under: Uncategorized — Tags: , , , — @ 1:49 pm

Everyone dreams of being able to travel around the world. However, we all do not always have the option to enjoy this type of travel. Travel is a wonderful way to learn new things about the world. The more you can travel, the more likely you will have an opportunity to learn about different cultures, societies, and ideals.

To be successful in your travels require some help. Many websites are dedicated to helping those who wish to world travel. You can learn from the experiences of other travelers so that you do not make the same mistakes they may have. Learn tips to help enhance your trip. Imagine if you could create a special database of facts that you could rely on each time you make plans to travel. Enjoy the benefits of traveling without the hassles that most people have to deal with. In just ten minutes, you can learn a great deal that will help you travel more efficiently and safely.

If you have ten minutes to spare during a break, you can check out what 10minutetravel has to offer. In less time than most people take for a break, you can learn some interesting facts about any place you might be interested in learning about. Pictures and special information that most people do not know about an intended location are provided on this site. You can read articles from people who have actually been to the place you want to go. Some history about the location you want to visit is also provided.

If you are one of those who just enjoy visiting places from a distance, you can still enjoy it all from the safety of your computer. Pictures, videos, and important information are provided to allow you the best chance of learning what you need to know to enjoy traveling (whether it is virtual or physical) the world.

Aren Williams
Site Representative
WWW.10minutetravel.com
Travel world in 10 minutes, we offer an interesting collection of travel articles, travel Tips & hotel reviews; share your favorite travel experiences now!.

Article Source: Enjoy Traveling the World 10 Minutes at a Time

February 20, 2010

Azimut yachts for Sale — Integration of Innovation and Style

Filed under: Uncategorized — Tags: — @ 10:46 pm

Purchasing a yacht is a big investment and considering the options before making the decision is the wise thing to do. Travelling by yacht is a one of a kind experience to explore the hidden corners of the world and to visit some of the most beautiful islands, all in luxury and style.

When it comes to purchasing a yacht it is essential to consider investing in a trusted manufacturer’s brand. One such manufacturer is Azimut. Azimuth yachts for sale can be a good opportunity to invest in a yacht which is both comfortable as well as innovatively designed.

Azimut Yachts for Sale

Azimut yachts had been founded in the year 1969 in Viareggio. Over the years they became distributors of foreign built boats and soon they designed their own yachts and started marketing them in the year 1975. Azimut yachts biggest achievement had been when they built the 105’ GRP yacht in the year 1983 which had been the largest in the world at the time.

Over the years Azimut yachts acquired Benetti in the year 1985 followed by Gobbi and then the Fraser yachts Company. Azimut yachts for sale offer a lot of options to their clients to choose from since they have an R&D department which constantly aims to develop new designs, performance systems and stabilization. Azimut owns a large building facility spread over an area of 65000 meters which is capable of producing 350 yachts every year.

Azimut Yachts Models

Investors who are looking for a yacht to invest in will have plenty of options in the Azimut yachts for sale. There are three model ranges offered by the company. There is a flybridge range which has 16 models starting from 42’ to 116’.

The S-models are also available in the same size ranges but they have a sportier look. Those who are looking for top performance should consider a model from the S-range. The models are designed by Stefano Righini, the in house designer of Azimut.

The basic range of Azimut yachts for sale includes the Azimut 46 which is 14.8 meters long and Azimut 55 which is 17.51 meters long. Azimut yachts are most known for their innovative designs. Over the years the designs of their yachts have been considered to be one of the bests in the market and are often adapted by several other manufacturers.

The joy of owning a yacht is incomparable to anything else. Owning a yacht would mean having the liberty to travel anywhere at anytime without having to worry about anything. There are plenty of places in the world which are often well hidden from the general public, some of which are only accessible by sea. With a yacht it is possible to visit some of the most exotic locations and well kept secrets of the world. A yacht is also a great place to spend some quality time with family and friends on a short weekend trip or even on a month long extravaganza trip all over the world.

Azimut Yachts Sale: Power to Sail offer a range of used and new Azimut yachts for sale at great prices including Azimut megayachts, Azimut superyachts and Azimut motoryachts.

Article Source: Azimut yachts for Sale — Integration of Innovation and Style

February 13, 2010

Essential Weight Loss & Health Strategies For Women

Filed under: Weight Loss — Tags: , , , — @ 7:48 pm

Why is it that some struggle to stay in shape while others achieve unbelievable results that inspire themselves and others?

It’s actually very simple. Excellent results come from a plan, a specifically designed women’s fitness program that includes weight training and cardio workouts along with excellent nutrition and supplementation.

Below you’ll learn the essential strategies that will enable you to achieve your goals. These simple strategies can be immediately implemented into your lifestyle with little sacrifice on your part. It will add quality years to your life.

1. Don’t be too aggressive.
One of the biggest problems most women encounter when starting a health & fitness program is rapidly depleted motivation after only a few weeks due to an overly ambitious plan.

As you become accustomed to the lifestyle shift, you can add more days and get improved results. But beware: if you try to do too much too fast, you may end up quitting altogether.

2. If you don’t enjoy doing resistance training or are pressed for time, concentrate on working the largest muscle groups with compound resistance movements.

A lack of success is generally just a lack of understanding of how a woman’s body works. Most women want to lose fat and tone and firm their bodies.

The way to do that is to use resistance to train large muscle groups.

3. Stretching improves flexibility, blood flow, muscle recovery, low back pain, health and a host of other things. Additionally, stretching can prevent injury, making sleep better and improve your performance.

Always stretch, but be certain not to stretch pulled muscles. You should always warm-up before stretching. However, it is very important that you know how to stretch. Never bounce!

4. Set realistic, attainable weight loss & health goals.

You must have both short-term and long-term goals so you can gauge your progress. It’s crucial to have a baseline before you begin, so you can measure success.

5. Set exercise appointments with yourself.

Use your day-timer to set appointments for exercise, and then stick to them. You wouldn’t miss a business meeting or client appointment, would you?

So don’t miss an exercise appointment with yourself. Nothing is more important than your health. Nothing.

Everything else will crumble around you if your health fails. So make your exercise appointments a priority.

6. Exercise correctly. So much time is wasted doing, at best, unproductive exercise, or worse, dangerous exercises. Get educated on how to exercise correctly. And the absolute best way to do that is to have someone develop a program for you and then teach you what to do and how do it right.

7. Enjoy yourself.

The most difficult thing is actually getting into your running shoes and going to the gym. But once you begin your workout, relax and enjoy the process.

Yes, exercising can and should be somewhat rigorous but it is just that investment which makes it supremely rewarding. As with anything, if you’re in the moment, you can fully appreciate the experience and truly enjoy the process.

8. If you want to maximize your results or fat loss efforts, you’ve got to eat breakfast.

Even if you don’t exercise at all, breakfast remains the most important meal of the day. You breakfast should canteen complete proteins and complex carbohydrates.

9. Eat fat to lose fat.

Healthy fats are necessary to your body for a bunch of reasons: regulating hormonal production, improving immune function, lowering total cholesterol, lubricating joints, and providing the basics for healthy hair, nails and skin.

One distinction you must be aware of it is the difference between healthy fats, and dangerous fats.

Good fats are monounsaturated fats like olive oil, peanut and canola oil, avocados, all natural peanut butter and nuts; and omega-3 fats like salmon and mackerel and soy-based foods.

Bad fats are saturated fats, partially hydrogenated fats, and trans fats.

10. Drink plenty of fresh clean water.

Yes, you’ve probably heard this over and over again. But there’s a reason for it; it’s the truth! The recommended amount is approximately eight classes, or 64 ounces, of water every day.

When you’re exercising, you need to drink even more. Over 75 percent of your body is water.

Even small deficit of water can radically affect how your body performs. Here’s a good rule of thumb: if your urine is a dark yellow or has a strong odour, you’re not drinking enough water.

11. For optimum results eat regularly throughout the day.

Fasting or overly restrictive diets will enable you to lose weight, in the short run. Because the way he loses primarily water weight and lean muscle mass.

But in the long run, it has exactly the opposite effect you want. When you restrict your diet, your body instinctively thinks it’s being starved and shifts into a protective mode by storing fat.

You should eat 4 nutritionally balanced meals each day, and should have least one or two healthy snacks. This keeps your metabolic furnace stoked, so you burn more fat at a faster rate.

There you have it. Essential strategies for an effective health, weight loss and fitness lifestyle that will have you looking and feeling better then you have in years, maybe ever!

The hardest part is getting started and sustaining motivation until fitness becomes habitual. Once you develop the habit, which can take as little as 30 days, your whole life will change for the better.

For cardio workout plans to lose weight that don’t need gyms, machines, or make you run a single step, check out workingclasscardioworkout.com.

Check here for MMA workout info.

Article Source: Essential Weight Loss & Health Strategies For Women

Fast Weight Loss… Can You Really Lose 60lbs In 30 Days?

Filed under: Weight Loss — Tags: , , , , — @ 7:48 pm

Is it better to lose 2lbs a day or 2lbs a week?

Yes it’s very possible that you can lose 60lbs in 30 days but I don’t think you would want to and here’s the reason why:

Let’s say you do lose 60lbs in 30 days… how much of that weight you lose do you think is going to be pure body fat? Remember– body fat makes us look ugly.

Anytime you try to lose more than 2lbs a week or 60lbs in 30 days (2lbs a day!)…A larger part of the weight you lose is only going to be water and muscle. Losing a lot of water and muscle weight does nothing to improve your looks and it slows down your metabolism

Slow metabolism = easier weight gain

Every time you see a weight loss ad that’s too good to be true…the ad is basically saying “Hey you can lose 60lbs in 30 days but some of that weight you lose is going to be water and muscle weight”

Whenever you are trying to lose weight (body fat) for good and look your very best you definitely do not want to lose any muscle. Every time you lose muscle your metabolism slows down. A slower metabolism makes it easier for you to gain weight

As a matter of fact you may be one of those people who gain weight just by looking at food. The reason for your easy weight gain is that you probably don’t have that much muscle to begin with and when you try to lose 60lbs overnight you are only going to lose more muscle making it very easy for to gain all the weight back you just lost!

The more muscle you have the better you look. Even if you had two people of the same height & weight but both had different amounts of muscle in their bodies–the person who has the most muscle will always look better.

Are the outrageous claims that the weight loss ads make true? Can you lose 60lbs in 30 days or 10lbs overnight? The answer isn’t No but a big Maybe.

But if you do happen to lose 60lbs in 30 days you’re only going to look worse (because of the muscle you lose) and you’re going to gain it all back quicker than you lost it (because you’re metabolism is slower now that you lost muscle)

What if you have to lose 10lbs in one week to pass a physical exam? In this case you may have no choice but to go on “Dr. whoever’s rice cake diet” to lose 10lbs in a week. All you’re looking for in that situation is a quick fix to your weight loss problem.

But if you want to lose weight for good, look your best, & keep your metabolism burning at a steady rate… You got to lose weight at a much slower rate.

You want to try to lose no more than 2lbs a week or 3lbs at the most when you want to lose weight permanently. Usually when you lose anything over 2lbs a week you are only losing water and muscle weight which again has no effect on long-term weight loss or significantly improving the way you look.

Losing 2lbs a week is a lot simpler than trying to lose 10lbs a week. One of the things you can do to start losing 2lbs a week is to substitute higher calorie foods you eat with lower calorie foods.

For example a simple trick that I have most of my clients do is to replace all the sodas and juices they drink with water. The drinking water trick is taken very lightly by a lot of people—but many of my clients tell me that they see a difference in their weight after drinking only water for a couple of weeks.

The other thing you can do is to increase your daily physically activity. This doesn’t mean that you have to start signing up for marathons regularly. To gradually increase your physical activity you can–

* Park in the back of parking lots so you have to walk more to your destination

* You can take the stairs instead of the elevator—it doesn’t have to be all the flights…walk some flights and take the elevator the rest of the way.

* Play golf or play with your kids everyday

The point is to just do something…It doesn’t have to a lot at first but after about a couple weeks start to take 20-30minitue walks in the park or ride a bicycle everyday.

Long-term weight loss doesn’t happen in 60 days or overnight… it happens in the Long-term. Just remember that the next time you see a weight loss ad that promises you unbelievable results.

For cardio workout plans to lose weight that don’t need gyms, machines, or make you run a single step, check out workingclasscardioworkout.com.

Check here for MMA workout info.

Article Source: Fast Weight Loss… Can You Really Lose 60lbs In 30 Days?

An Overview of Gastric Bypass Surgery Cost

Filed under: Weight Loss — Tags: , , — @ 10:46 am

For gastric bypass surgery, cost will fluctuate based on what part of the country you are in and how much your physician will charge. A general starting number is $18,400 and could reach as high as $35,000. This amount ought to consist of the hospitals cost for up to 3 nights stay in a hospital room.

Luckily the overall costs have decreased in recent years. This may possibly be caused in part by more and more insurance agencies who now offer gastric bypass surgery insurance. Not all people can get insurance coverage, but many do. Since insurance companies will drive down their rates, this will incorporate the gastric bypass surgery cost and accompanying fees.

This is a advanced and life threatening treatment, so there could be extra problems. Because of this, if a person is paying for this out of pocket, they should have some cash in reserve to cover these additional costs.

One benefit of payment for this surgery is that the affected person could possibly be a candidate for a tax break, if the cost to income ratio is at the ideal amount. Consultation with a tax expert or contacting the IRS is advised.

When finding a surgeon, do not let cost be your determining factor. Make sure the doctor is certified by the American Board of Surgery and better yet a member of the American Society of Bariatric & Metabolic Surgery.

Take into account, one out of every 200 to 300 people that go through this surgery die from the surgery or complications afterwards. Do not be a statistic simply because you are short of money. There are bankers, surgeons and even hospitals that acknowledge how necessary this life saving surgical operation is and at times, they offer reasonable conditions.

If you have yet to make the selection to go through with this life changing surgery treatment and begin a new life, do not let the gastric bypass surgery cost be the legitimate reason to stop you. It may be pricey, but there are many benefits to making this happen.

Once someone has been diagnosed with obesity, they realize the long and difficult road ahead of them. Fortunately, there are many solutions available and resources to understand things like gastric bypass: before and after. Be sure to check out Defeating Obesity for additional Free information.

Article Source: An Overview of Gastric Bypass Surgery Cost

How to Remove Cellulite.

Filed under: Weight Loss — Tags: , , , , , — @ 10:46 am

There is no reason to fear cellulite whatsoever. Yes, cellulite is quite ugly and makes you look less attractive — but who says you have to hold on to all that cellulite? No one! By making a few simple changes and using a few easy home cellulite remedies, you can remove cellulite completely from your body.

Eating the right kinds of foods. Developing cellulite is not only a sign of aging but also of diet in nature therefore, your diet is especially important. If you look at it in the angle of cellulite, your diet plays a vital role. Eat a lot of fibers from green and leafy vegetables. The reason why you need foods rich in fiber is to facilitate in digestion and as a result will increase your metabolism. An increase in metabolism will make you gradually lose the stubborn cellulite.

When it comes to the different ways of how to remove cellulite, cellulite exercise has to be one of the most effective methods around. Even for the busiest people, time is NOT a problem with this cellulite remedy, as all that is needed is about 15-20 minutes per day. you can do it at home, outside, or in some cases, even at the office. Set-up a simple workout schedule and start regularly doing aerobic and/or cardiovascular exercises — running, walking, biking, jumping-jacks, jogging, swimming, “intense” dancing, etc. — and you’ll be on your way to a cellulite free body in no time at all.

If you have cellulite on your thighs and on the back of your thighs and around the butt area. Exercises that you should be focusing on are: jogging or walking depending on your fitness and physical capabilities. Riding a bike is also extremely effective.

If you have cellulite on your stomach and other parts of your upper body then exercises that will help to get rid of cellulite are: obviously sit ups, swimming, kayaking or rowing, boxing or boxercise will all help you reduce and ultimately remove cellulite for good.

If you want to learn how to remove cellulite EASILY & FAST, this is the natural remedy you want to go with. An anti-cellulite cream can be easily & quickly purchased online from specialty websites. Such websites will have a great selection of cellulite treatment creams, as well as in-depth information about other natural cellulite cures. Basically, you massage the cream into your skin a few times each day and you’re done. Easy, right?

This is perhaps one of the most common types of methods when it comes to removing cellulite. These drugs work by targeting on your fatty tissues. From topical creams to over the counter oral drugs, you can find a variety of pharmacological agents like beta-agonists, alpha-antagonists, adrenaline, rutin, ginkgo biloba, pentoxifyline, or Indian chestnut. Although these types of over the counter drugs are very popular especially among women who have tried it, there is still no proven fact or study whether these drugs are effective or not.

You must read about remove cellulite, natural weight loss and natural appetite suppressant

Article Source: How to Remove Cellulite.

Heart of Earnings, Jobs in Focus

Filed under: Stock Market — Tags: , — @ 1:33 am

A busy week of both earnings and economic data will culminate with the release of the Employment report on Friday.

Earnings Preview 1/29/10

Next week is the heart of the 4Q09 earnings season. There will be a total of 494 firms reporting including 97 members of the S&P 500. These will include such bellwethers as ExxonMobil (XOM), Time Warner (TWX), Kraft (KFT), Cisco (CSCO) and Dow Chemical (DOW).

In addition to being a busy week on the earnings front, it will also be jam-packed with important economic data, culminating with the Employment Report.

Monday
• Data on Personal Income and Spending is released. Personal Income is expected to have risen 0.3% in December down from a 0.4% increase in November. Personal spending is expected to have increased 0.2% following a 0.5% rise in November (the numbers are seasonally adjusted). If income is rising more than spending, it means that the savings rate will rise, reversing last month’s dip. Savings is a major conundrum — over the long term a low savings rate is very bad for the economy, but in the short term a rising savings rate hurts the economy. Right now, we have a very low savings rate, and a still-weak economy.
• Construction spending is expected to decline 0.3% after a 0.6% decline in November. I suspect it will be somewhat worse than the consensus expects, especially non-residential spending.
• The ISM manufacturing Survey is expected to come in at 56.7 for January, up from 55.9 in December. Any reading over 50 indicates that the manufacturing sector is expanding, so the consensus is looking for an acceleration in that sector of the economy.

Tuesday
• Auto and truck sales will be released for January. In December they were running at an annualized rate of 4.14 million for Cars and 4.49 million for Trucks.

Wednesday
• The ADP preview of the employment report is released. In December it was almost exactly on target with an estimate of a loss of 84,000 jobs, but such accuracy is rare, especially relative to the first take on the employment numbers.
• The ISM services index is expected to show that the economy outside of manufacturing is also expanding, but at a much slower rate than the manufacturing side of the economy. A reading of 51.0 is expected up from the dead-in-the-water, no-movement reading of 50.1 in December.

Thursday
• Weekly initial claims for unemployment insurance come out. They fell 8,000 in the last week, but before that (except of the week before) were in a very steep downtrend. Last week there were 470,000 initial claims. Look for the decline to resume. Continuing claims have also been in a steep downtrend of late. However that is in part due to people simply exhausting their regular state benefits which run out after 26 weeks. If one factors in the extended claims paid by the Federal government as part of the Stimulus program, claims soared last week. Looking at just the regular continuing claims numbers is a serious mistake. They only include a little over half of the unemployed now given the unprecedentedly high duration of unemployment figures. Last week, regular continuing claims were 4.602 million while extended claims (paid from Federal ARRA funds) were 5.612 million. Make sure to look at both sets of numbers!

Friday
• We get the Big Kahuna of economic reports, the Employment report. Non-farm payrolls are expected to increase by 50,000. That would be a very nice turnaround from the 85,000 jobs lost in December. The other major numbers in the report, such as the unemployment rate (10.0%), average work week (33.2 hours) and growth in average hourly earnings (+0.2%) are all expected to be unchanged. Key things to look for in the details will be the number of temporary jobs added, and the measures of unemployment duration such as the median time people who are unemployed have been looking for work.
• Consumer Credit is expected to have fallen by $9.2 billion in December on top of a record shattering $17.5 billion decline in November. Any decline is consumer credit is highly unusual. This report does not include real estate backed debt like mortgages. It tracks revolving debt like credit cards and non-revolving debt like auto loans.

Potential Positive Surprises
Historically, the best indicators of firms likely to report positive surprises are a recent history of positive surprises and rising estimates going into the report. The Zacks Rank is also a good indicator of potential surprises. While normally firms that report better-than-expected earnings rise in reaction, that has not been the case so far this quarter. Some of the companies that have these characteristics include:

Gannett (GCI) is expected to report EPS of $0.63, down from $0.85 per share a year ago. Last time out, GCI posted a positive surprise of 15.79%, and over the last month the mean estimate for its fourth quarter earnings is up 0.96%. GCI has a Zacks Rank of 1.

Polo Ralph Lauren (RL) is expected to report EPS before non-recurring items of $1.00, down from $1.05 a year ago. In the 3Q, RL posted a positive surprise of 37.40% and over the last month, the consensus estimate for its 4Q earnings is up 3.33%. RL is a Zacks #2 ranked stock.

Whirlpool (WHR) is expected to earn $1.30 per share this year, up from $0.60 a year ago. In the third quarter they blew the estimates out of the water (no pun intended) with a massive 114.3% positive surprise. Over the last month, the mean estimate for the 4Q is up 2.9%. WHR holds a coveted Zacks #1 rank.

Potential Negative Surprises
FMC Corp (FMC) is expected to post EPS of $0.90 a share, down from a EPS of $1.02 a share a year ago. Last time they reported 0.33% below expectations. For this Zacks #4 ranked stock, analysts have not changed the estimates for this quarter over the last month.

NI Source (NI) is expected to earn $0.36 a share this quarter, down from $0.46 last year. They disappointed by 999% last time out (reported a loss when a gain was expected), and analysts have cut the estimate for this quarter by 14.48% over the last month. The stock holds a Zacks Rank of 4.

Sunoco (SUN) is expected to report a loss of $0.26 down from EPS of $2.68 last year. The oil refiner disappointed by 222.2% (also a loss instead of a gain) last time out, and over the past month analysts have cut the estimate for this number 4 ranked stock by 55.75%.

Dirk van Dijk, CFA is the Chief Equity Strategist for Zacks.com. With more than 25 years investment experience he has become a popular commentator appearing in the Wall Street Journal and on CNBC. Dirk is also the Editor in charge of the market-beating Zacks Strategic Investor service. For more information, visit http://www.zacks.com.

Article Source: Heart of Earnings, Jobs in Focus

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