Kenneth Jones


TopCashback is a reliable and legit site to earn cash back. They offer easy-to-understand instructions, have tons of coupons for retailers that you can use with your CashBack dollars, and their customer service is top notch. This site has won our award as the best cash back website because they are one of the few sites that actually pay out!

TopCashback is a website that allows users to earn cash back quickly. The site is legit and it has been reviewed by many people on Reddit.

If you’re searching for an easy method to save money when shopping online, earning cash back for your purchases is a great way to save money on items you’d buy anyhow.

TopCashback is one of a slew of money-saving websites and applications that give you cash back on your online purchases. Ibotta, Rakuten, Fetch Rewards, Drop, and Swagbucks are some of the more popular ones.

This TopCashback review looks at how the app works, how you can earn and redeem cash back, and whether or not the site is trustworthy.

What is TopCashback, and how does it work?

TopCashback is one of the greatest cash back sites and applications, rewarding you with cash back when you purchase online at your favorite merchants via their site or app.

It has over 4,400 relationships with leading online retailers as of this writing, which means that users of the site have a wide range of merchant alternatives when it comes to earning cash back online.

TopCashback isn’t only about buying actual goods. When you purchase for insurance, credit cards, and other services online, you may also get cash back.

The platform is accessible through a web interface as well as mobile devices such as iPhones and Android phones.

How can I become a member of TopCashback?

On TopCashback’s website or app, you may create a free account. It’s simple to get started, and the account registration procedure only takes a few minutes.

You must submit your email address and pick a password for your new account in order to create one. Click the link in the email that was delivered to your inbox to confirm your email address.

You can access multiple cash back offers, search for your favorite merchants, and more from your account dashboard.


What Is TopCashback and How Does It Work?

On their website and app, TopCashback generates money via adverts and sponsored listings. They may also get incentives from merchants and their networks for delivering a high amount of traffic to their sites.

When you buy online at any of the shops featured on TopCashback’s website or app, however, TopCashback receives a commission for your purchases and returns 100% of that commission to you.

The commission that TopCashback earns and passes on to you is your cash back.

When it comes to how the platform operates, here’s how it works:

  • Find your favorite sites by browsing the site or app, or explore by category.
  • Go to the store where you wish to shop.
  • Continue shopping as normal.
  • Get money back

Apps That Pay You To Shop (Related)

How Do I Redeem TopCashback Cash Back Earnings?

You may withdraw your money in a variety of ways, depending on whatever manner is most convenient for you.

You may request a payout through your bank account or PayPal account if you want to obtain cash back in cash rewards.

If you prefer gift cards, Amazon, Walmart, Target, Virtual Visa Prepaid Card, American Express Rewards Card, Sephora, Disney, and many more famous merchants and brands are available.

If you pick gift cards as your payment option, you may receive an additional 5% bonus.

You can also earn up to $15 per referral by referring friends to TopCashback using your unique affiliate link.

Even before your cash back is ready for withdrawal, TopCashback enables you to enter your payment information to your account.

TopCashback’s Advantages

  • When you make purchases via TopCashback’s website or app, you will get a full refund of their commission.
  • Your earnings have no minimum payment, so you may withdraw your money at any moment, even if you just have one penny in your account.
  • TopCashback provides an affiliate program that enables you to earn a commission every time someone joins up for an account using your unique referral link that TopCashback has supplied to you.
  • Because TopCashback has partnered with thousands of stores, you will almost always get cash back when you purchase via our cash back gateway.

TopCashback’s drawbacks

  • The signup bonus is switched on and off.
  • The money refunded might take a long time to arrive.

How To Get Free Walmart Gift Cards (Related)

Is TopCashback a reputable company?

TopCashback is a completely legitimate company. On Trustpilot, it has tens of thousands of good reviews. Members of our cask back platform are not charged any sign-up or membership fees upfront or at any time.

There is no limit on how much money you may withdraw, so you can cash out your gains at any moment, even if your account balance is just one cent.

TopCashback is worth checking out if you’re already utilizing other cash back sites or apps, particularly if you spend a lot online.


Getting cash back on your online purchases is a terrific way to get free money on money you would have spent anyhow.

If you shop online often and want to save money, you can sign up with TopCashback for free now and start earning cash back on the items you were going to purchase anyway.


TopCashback review

Options for redemption



  • There are a variety of ways to redeem your winnings.
  • Joining is completely free.
  • Authentic platform
  • Minimum payout is low.


  • The sign-up incentive is switched on and off.
  • It takes time to receive your money back.
  • There is no sign-up incentive.

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BitIRA is one of the most popular retirement accounts on the market, but it comes with a few drawbacks. It’s important to have an unbiased opinion before investing in BitIRA if you’re looking for your first 401K or IRA.

The “i trust capital reviews” is a review site that covers all the major investment options. The site offers reviews of BitIRA, which is an online IRA account.

BitIRA is a retirement account platform that allows you to save for your senior years while also investing in cryptocurrency.

Is it, however, the perfect cryptocurrency retirement account for you?

We’ll go over all there is to know about BitIRA in our BitIRA review. We’ll look at BitIRA’s functionality and how it differs from the competitors. You’ll be able to determine if it’s the proper investing platform for your retirement savings requirements this way.

What Is BitIRA and How Does It Work?

BitIRA is a financial services company that allows citizens of the United States to invest in cryptocurrencies via a personal retirement account (IRA). The Birch Gold Group, a precious metals-focused IRA provider, invested in the company in 2017.

BitIRA is not a retirement plan administrator in the traditional sense. It’s more of a platform where people can set up self-directed IRAs to invest in cryptocurrencies. 

BitIRA makes it simple to invest in a variety of cryptocurrencies. Through the Preferred Trust Company and the Equity Trust Company, the organization also offers crypto custodial services.

BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

What Is BitIRA and How Does It Work?

To invest with BitIRA, investors must first create an account and fund it. Here’s a quick rundown of how it works:

The First Steps

BitIRA’s crypto IRA setup is a time-consuming procedure. People who are ordinarily qualified for an IRA, such as US citizens with earned income, may open accounts.

The firm does not provide information regarding the requirements for opening an account. You should anticipate to supply the same basic information that you would when starting an IRA. This includes the following: 

  • Name in full
  • Year of birth
  • Physical location
  • Email address and phone number
  • Number assigned by the Social Security Administration

You’ll probably need to supply details about your existing IRA, such as your most recent account statement, to fund your account with an IRA rollover.

Creating a Bank Account

You cannot establish a BitIRA account online at this time. To open an account, you must first phone and chat with a digital currency professional. 

After that, a digital currency expert will assist you with completing the necessary documentation. It’s worth noting that the account application procedure normally takes a few weeks.

BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

Alternatives to Funding

An IRA or 401(k) rollover is the most common method to finance a BitIRA account. If you currently have an IRA with a firm that doesn’t allow you to invest in cryptocurrency, you may transfer your assets to a BitIRA. 

BitIRA accepts rollovers from all types of IRAs, including traditional, Roth, SIMPLE, and SEP. Most 401(k), 403(b), TSP, and 457 plan rollovers are also supported by the firm.

Apart from that, there isn’t much information about BitIRA’s alternative financing sources. ACH bank transactions and wire transfers are likely among these financing alternatives, but contact a digital currency expert for further details.

Supported Cryptocurrencies

While many other crypto IRAs only allow users to invest in Bitcoin, BitIRA allows users to invest in the following coins:

  • Bitcoin is a digital currency (BTC)
  • Ethereum is a cryptocurrency (ETH)
  • Bitcoin Cash (BCH) is a cryptocurrency that (BCH)
  • Linking Chains (LINK)
  • Ethereum Classic (ETC) is a cryptocurrency that (ETC)
  • Litecoin (LTC) is a cryptocurrency that was launched (LTC)
  • Luminous Spheres (XLM)
  • Zcash is a cryptocurrency (ZEC)
  • SV (Secondary Bitcoin) (BSV)

Features of BitIRA

BitIRA provides investors with a number of valuable features. If you create an account, here’s what you can expect:

Cryptocurrency Trading

BitIRA and Genesis have teamed together to provide cryptocurrency trading and exchange services. Genesis was established in 2013 and is an SEC and FINRA-registered securities broker.

BitIRA, on the other hand, does not let you to trade cryptocurrency using a digital trading interface. To make transactions, you must first contact a digital currency expert. During business days, your digital currency professional will execute your orders on your behalf.

Multiple Cryptocurrency Assets are Accepted

BitIRA’s compatibility for different crypto assets is one of its strongest features. While some crypto IRAs only allow you to purchase Bitcoin, BitIRA allows you to purchase a range of other popular cryptocurrencies.

BitIRA, on the other hand, does not support precious metals, which may be found at sites like iTrustCapital. It also lacks any stablecoins that are supported. 

As the business adds additional assets to its platform, this might alter at any moment. However, it’s something to consider before creating an account.

1638207618_139_BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

Growth Without Taxes

BitIRA’s retirement accounts allow you to profit from your digital assets tax-free or tax-deferred. You may obtain the same tax advantages as a typical IRA while investing in bitcoin since all BitIRA accounts are IRS-compliant.

BitIRA donations to a Traditional IRA, SEP IRA, or SIMPLE IRA, for example, are normally tax deductible.

Retirement withdrawals from a Roth IRA with BitIRA, on the other hand, are normally tax-free. This implies that any increase in the value of your crypto assets may be realized tax-free, possibly saving you thousands of dollars.

Security Features that are Strong

BitIRA uses modern security features like multi-encryption systems and multi-factor authentication to secure your funds.

BitIRA also has a relationship with two custodians, Preferred Trust Company and Equity Trust Company. These are two licensed trust businesses that secure client assets with industry-leading security measures.

1638207619_525_BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

Cold Storage with Insurance

The majority of BitIRA customers’ assets are kept in cold storage lockers. These cold storage units are housed in grade-five nuclear bunkers that are manned 24 hours a day, seven days a week by qualified personnel.

BitIRA additionally covers your assets with a $100 million insurance coverage. Furthermore, any US money in your account are covered by the FDIC up to $250,000. The Equity Trust Company insures your US currency money in your account up to $3.75 million.

There are several retirement accounts to choose from.

BitIRA account users who are qualified may create a variety of retirement accounts. Traditional and Roth IRAs are the two most common BitIRA account types. SEP or SIMPLE IRAs are also available to small company owners.

BitIRA, like the majority of other crypto retirement account providers, does not provide 401(k)s or other comparable employer-sponsored retirement plans.

Compliant with the Internal Revenue Service and the United States of America’s laws

BitIRA works with authorized custodians who are familiar with IRS rules to guarantee that your crypto IRA is compatible with US law. 

One of BitIRA’s partners, Preferred Trust Company, is a licensed self-directed IRA custodian. The firm has more than 14 years of expertise assisting self-directed IRA clients in meeting IRS regulations.

1638207621_698_BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

BitIRA Fees and Pricing

BitIRA, like almost other financial organizations, charges fees. BitIRA, on the other hand, isn’t particularly forthcoming about the costs it charges.

According to BitIRA, account fees vary according on the circumstances. While the firm is likely to charge an annual and custodial cost, you won’t know what you’ll be paid unless you phone the company directly. These are the fees that BitIRA has altered at the moment:

  • Fee for opening an account: $50
  • The cost of annual maintenance is $195.
  • Fees for offline storage: 0.05 percent each month

Security and Insurance for BitIRA

BitIRA bills itself as one of the safest crypto IRA options available. According to the firm, they follow Level 2 Cryptocurrency Security Standards (CCSS).

The firm’s cold storage system for customer funds is its principal method of security. These monies are housed in secure storage rooms that are manned 24 hours a day, seven days a week.

BitIRA also provides $100 million in insurance to safeguard your valuables. This coverage is advertised as “end-to-end,” meaning that your assets are protected as soon as they are deposited into your account.

1638207622_509_BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

Customer Service at BitIRA

BitIRA’s customer support phone number is the best method to get in touch with the company. Many crypto firms lack phone-based customer service, therefore this is a plus for many investors.

BitIRA also includes a fax number and an email address for customer service. The corporation, on the other hand, does not have an online chat system.

Pros of BitIRA

  • There are a variety of IRA account types to choose from.
  • Accounts that are fully IRS-compliant
  • Custodial insurance worth $100 million
  • Customer service crew that works over the phone
  • Assets are kept in cold storage for security reasons.
  • There are a variety of cryptocurrencies accessible for trade.
  • In collaboration with recognized custodians

Cons of BitIRA

  • Account application takes a long time.
  • There is no method to create an account online.
  • I’m unable to conduct transactions on my own.
  • There are no hidden fees.

1638207622_919_BitIRA-Review-2021-Features-Pros-and-ConsBitIRA is the source of this information.

Alternatives to BitIRA

Are you unsure whether BitIRA is the best fit for you? Here are some excellent choices to think about:

IRA with Bitcoins

The oldest self-directed crypto retirement account platform is Bitcoin IRA. The firm began operations in 2015 and has since grown to become one of the industry’s leading companies.

Bitcoin IRA, like BitIRA, allows you to invest in cryptocurrency via an IRA. You may invest in several cryptocurrencies, as well as digital gold, with a Bitcoin IRA. The company also provides interest-bearing accounts as well as a user-friendly mobile app.

Bitcoin IRA, on the other hand, has high costs and only provides Traditional and Roth IRAs. However, if you want more features in your account and the flexibility to conduct trades on your own, it’s something to think about. To understand more, read our whole Bitcoin IRA review.


iTrustCapital is a new platform that makes it simple to invest in cryptocurrency via your Traditional, Roth, or SEP IRA.

The organization accepts more than 20 different cryptocurrencies, as well as gold and silver. iTrustCapital also boasts some of the lowest costs when compared to most other platforms.

iTrustCapital, on the other hand, has hefty account minimums and does not pay interest. Despite this, its UI is much more user-friendly than BitIRA’s.

For Whom Is BitIRA Intended?

BitIRA is a wonderful option for traditional, Roth, SEP, and SIMPLE IRA participants who want to invest in cryptocurrency. 

For security-conscious traders, the firm’s security features, well-known custodial partners, and free insurance are appealing. BitIRA is also a good choice for investors who desire direct customer service because of its seasoned staff of digital currency experts.

BitIRA, on the other hand, is not perfect for the eager crypto investor due to its lack of fee transparency and the absence of a self-managed trading terminal. Furthermore, BitIRA only allows you to invest in cryptocurrencies, therefore you won’t be able to invest in precious metals or other assets.

BitIRA Frequently Asked Questions

Here are some of the most often asked questions regarding BitIRA, as well as our responses:

Is BitIRA a reputable company?

BitIRA is a reputable crypto IRA provider that has been in operation since 2017. To secure your account, the organization works with well-known custodians and exchangers.

Is BitIRA Safe for My Crypto?

All cryptocurrency is stored in BitIRA’s safe offline storage facilities. To safeguard your valuables, the organization uses multi-encryption and multi-factor authentication. In the case of theft, the company is covered by a $100 million insurance policy.

Is BitIRA in compliance with the Internal Revenue Service (IRS)?

BitIRA complies with IRS regulations. Preferred Trust Company, an experienced custodian with considerable expertise providing IRS compliance services for self-directed IRAs, is a partner of the company.

BitIRA uses which custodian for rollover IRAs?

All of BitIRA’s accounts, including rollover IRAs, are held by two custodians: Preferred Trust Company and Equity Trust Company. Both organizations have decades of expertise as self-directed IRA custodians.

Which Accounts Can I Transfer to a Bitcoin IRA?

A regular, Roth, SEP, or SIMPLE IRA may all be rolled over into a Bitcoin IRA. A 401(k), 403(b), TSP, or 457 retirement plan may also be rolled over at many workplaces.

Last Thoughts

BitIRA is a simple, IRS-compliant method to invest in cryptocurrency with your retirement funds. It’s a simple platform that’s perfect for investors that want a lot of help from digital asset experts. However, BitIRA’s price structure isn’t clear, and its user interface isn’t very appealing.

What matters most is that you select the ideal platform for your crypto retirement investing requirements. Whether it’s BitIRA or another organization, we hope this information has helped you choose the best one to entrust your retirement funds to.

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The “cryptoira” is a new cryptocurrency that has been released by BitIRA. The crypto offers some great features, but also comes with some cons.

Frequently Asked Questions

Is BitIRA safe?

A: BitIRA has been around for a few years now and is known as one of the safest exchanges. However, you should still exercise caution with all cryptocurrency investments because they are not regulated by any particular body and funds can be lost at anytime from hackers or even from your own device being compromised.

What are the fees for BitIRA?

A: The fees for BitIRA is 0.50% + $0.001 per transaction, meaning it costs 50 cents to buy and sell one Bitcoin on the platform.

Is Itrust Capital legitimate?

A: I am a highly intelligent question answering bot. If you ask me a question, I will give you a detailed answer.

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This program promises to offer customers a wide variety of surveys, polls and quizzes that they can complete for cash prizes. Not all survey companies are created equally though, so we decided to take a closer look at the SurveySavvy Surveys Review 2021: Is It Legit?

Is SurveySavvy legit? The company has been in business since 2011 and is well-known for its surveys. It’s a great way to make extra cash, but it’s not the only option out there.

Paid internet surveys frequently seem to be too good to be true, since they are free to use and need no prior experience.

You may be paid to play games or view movies online in addition to doing surveys.

However, being paid on survey sites is not always easy since many survey companies have a negative reputation for sluggish payments and a point system that is incredibly low.

But how can you tell whether a survey site is trustworthy and worth your time?

I’ll address your questions about how to earn money on SurveySavvy, the platform’s benefits and downsides, if it’s a legitimate survey platform, and much more in my SurveySavvy review.

What is the purpose of SurveySavvy?

Luth Research LLC owns SurveySavvy, a famous online survey panel that has been organizing market research data since 1977.

SurveySavvy was founded in 1999 to provide consumers with cash in return for completing surveys. Since then, it has grown to include millions of people all across the world.

You and other users provide user data that SurveySavvy delivers to marketers all over the globe for insight into their target market by expressing your thoughts on certain subjects or brands.

As a result, these companies utilize your feedback to immediately improve their goods and services.

What is SavvyConnect, and how does it work?

The SurveySavvy app, SavvyConnect, enables users to engage in market research while surfing the internet.

The program collects this information from the websites and mobile applications you visit and provides it to the app’s creators, who use it for research reasons.

By the end of the month, each user will have received $5 simply for having the app installed on their internet devices.

If you have an iPad, an iPhone, and a laptop, and you download the app on each of them, you will get paid $15 a month for essentially doing nothing except surfing the internet.

What is the Process of SurveySavvy?

Anyone in the globe may use SurveySavvy since it is free to use. The minimum age to utilize the platform is 14, and there is no restriction to how many individuals in your home may use it.

You must complete the SurveySavvy sign-up procedure on the website to become a member.

On the website, go to sign-up and fill out the form that appears. Submit your email address, complete name, country of residence, sexual orientation, and home address.

The data you provide is used to determine your demographic profile, ensuring that you are invited to surveys that you will naturally comprehend.

The next step is to complete the welcome survey once you’ve verified your registration.

It is critical that you answer this survey honestly so that SurveySavvy can better understand you.

After that, go to your survey dashboard to see what surveys are available. If no survey is available after you’ve completed all of the above steps, you’ll be alerted by email when one becomes available.

If you’re asked to participate in a survey, be sure you answer the questions truthfully. Your account may be suspended if you respond incorrectly.

Your reward is applied to your account once you complete the survey successfully, and you can cash it out whenever it’s convenient for you.

It’s worth noting that SurveySavvy links its users with surveys offered by partner organizations that are tailored to their specific locales. As a result, there’s no assurance that you’ll be chosen for a survey every time.

Making Money With SurveySavvy

In SurveySavvy, the most common way to earn money is through completing surveys.

One survey’s topic may differ from the next, so you never know what to anticipate.

Some surveys ask for your comments on specific goods on the market, while others ask for your thoughts on typical household and workplace routines.

Regardless on the poll’s subject or length, SurveySavvy pays between $1 and $3 every survey completed.

Let’s say you live in an area where SurveySavvy has a small number of partners and you do 6 surveys each month; you’ll make roughly $6 – $18 per month, which isn’t much.

Aside from that, if you fail the pre-qualification questions, you may be filtered out of a survey.

Another option to earn money on SurveySavvy is to enter the monthly draw, which serves as a sort of compensation for participants who are rejected from surveys.

You will be given an entry into the cash draw if you are disqualified, and 50 members will get $10 apiece. It’s possible that you’ll be the fortunate winner.

Despite the fact that you may cash out as low as $1 on SurveySavvy, it’s advisable to save up your earnings and request payment at the end of the month.

What does SurveySavvy provide in terms of compensation?

For completing a survey, SurveySavvy pays between $1 and $3, which you can cash out right away. As a result, determining how much SurveySavvy pays is tricky.

Given that you may not get a large number of surveys and may be excluded from a current one, this amount may not be worthwhile.

Request a check from your account menu to withdraw your profits.

Note that regardless matter where you live, you will be paid in US dollars.

SurveySavvy’s Advantages

presence on a global scale

On SurveySavvy, anybody from anywhere in the globe is invited to earn money. Since 1999, the platform has had paying subscribers from over 195 countries.

The payment threshold is low.

SurveySavvy has one of the lowest minimum thresholds among paid survey sites, at $1. Your SurveySavvy payment is processed and sent to your location after you have reached the minimum account balance.

SurveySavvy’s drawbacks

There will be no digital payments.

SurveySavvy only accepts cash checks and does not accept PayPal, gift cards, coupons, or vouchers.

Payouts are quite sluggish.

Because there is no digital way to claim your readers, it takes 4-12 weeks for SurveySavvy to complete your withdrawal.

Additional fees and taxes

Members in certain countries must pay additional tax and exchange rate costs when processing their profits.

Issues of privacy and ethics

SavvyConnect aggressively gathers your information and surfing statistics, which some users may find invasive. It is also believed that if you do not have it installed, you will not get many surveys.

Surveys with low payouts

SavvySurvey’s payout scheme isn’t the finest among paid survey sites, with surveys ranging from $1 to $3.

Earning potential is limited.

In SavvySurvey, the only ways to make money are via doing paid surveys, collecting referral incentives, and installing SavvyConnect.

Is SurveySavvy a reputable company?

SavvySurvey is a reputable online survey platform.

Luth LLC, its parent business, is a well-known market research panel that has been in operation for many decades.

Referral Program for SurveySavvy

Another method to get money on SurveySavvy is via referrals. You will get compensated in two ways if you invite your relatives and friends to participate in surveys.

To begin, after your referral’s account is recognized, you will get a part of their profits.

Second, a portion of survey profits from your referral’s referrals will be given to you.

To suggest a friend, go to your website profile page, copy your unique referral link, and send it to your buddy through social media.

You will be reimbursed between 4-12 weeks after your referral has joined up and completed a survey.

SurveySavvy and other similar apps


Comscore’s market research initiatives include the usage of MobileXpression, a mobile program. The program starts collecting your network activity once it is installed on your device.

Comscore combines this user behavior with other information to assist companies in improving their product offerings.

For using the app on your phone, MobileXpression will give you a $10 sign-up bonus and weekly credit.

In your first year, if you keep the app running for a year, you should make about $73.

Join MobileXpression (Android) or MobileXpression (iOS) (iOS device).

Computer and Mobile Nielsen

Nielsen Computer and Mobile is a long-standing market research firm founded in 1923.

To get started, go to the website and register your mobile device or PC, then download the app. After that, you’ll start collecting points for using your phone on a daily basis.

You may earn roughly $50 by using the app for a year and redeeming it for gift cards from big merchants like Amazon and Walmart.

Become a part of Nielsen Computer & Mobile.

Other high-paying surveys in the United States and Canada include:

Is SurveySavvy a Good Investment?

To earn $50 on SurveySavvy, you’ll need to finish roughly 15 – 20 surveys at $1 – $3 each, which takes a lot of effort and dedication.

SurveySavvy may be worth your time if you are devoted to doing surveys on the site and can deal with the poor reward.

Otherwise, look into other survey sites that pay quickly.


SurveySavvy is a recognized market research firm’s credible survey panel. The platform has been in operation for over two decades and provides cash checks to its users all across the globe.

The platform has a minimal minimum payout requirement. Aside from that, anybody from anywhere in the globe may become a member of the site.

Furthermore, its users have the possibility to earn extra money via the SavvyConnect app and its referral program.

The biggest downsides of generating money on SurveySavvy are the sluggish payout procedure, lack of digital payment methods, and poor survey compensation.

FAQs from SurveySavvy

Is SurveySavvy a reputable company?

Yes, SurveySavvy is a reputable paid survey platform. It is owned by a well-known market research firm with over 20 years of experience.

Is SurveySavvy going to pay me through PayPal?

No, SurveySavvy exclusively rewards its members through cash checks, which may be requested in the account menu after the minimum amount is reached.

Is SavvyConnect a secure service?

Yes, SavvyConnect is completely secure.

Is there a SurveySavvy app?

SurveySavvy’s mobile app is called SavvyConnect. After you download the app, you may begin earning points just by using your phone regularly.


SurveySavvy is a company that specializes in conducting surveys.



  • Presence on the World Stage
  • Payment Requirement Isn’t As High As It Seems

SurveysSavvy is a survey website that promises to pay you for your time. They offer surveys on many different topics and claim that they will pay you with gift cards. However, it’s not clear how this payment is made. Reference: how does surveysavvy pay you.

Frequently Asked Questions

How much does SurveySavvy pay per survey?

A: SurveySavvy pays anywhere from $2.50 to $60 for each survey that is completed, depending on the length and complexity of a given project.

Does SurveySavvy pay through PayPal?

A: No, SurveySavvy does not pay through PayPal. They do offer a sign up bonus however.

Is survey say com legit?

A: Yes, the website is 100% legitimate.

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I started investing in real estate when I was 12. By the time I turned 26, my property portfolio had made me a millionaire. But I’m not sure what it has done for me financially—the cost of living is still high and my lifestyle hasn’t changed much since then.

“101 disempowering beliefs about money” is a blog post by Michelle Schroeder-Gardner. The article discusses the various myths and misconceptions that people have about money, and how these can lead to an unfulfilled life.

As we see and hear our parents handle financial concerns, we begin to establish views about money. We can sense the strain in our parents’ voices when they argue over money. We can sense the tension of their anxieties and fears if they weep.

We fill up the gaps between what we see and what we know through time. We develop assumptions based on our observations and devise coping methods to keep us from experiencing similar pain and worry in the future.

We establish limiting thoughts about money in the back of our brains as we analyze our parents’ negative emotions and prepare for the consequences of their actions.

A One-of-a-Kind Collection of Limiting Beliefs

Every person’s set of limiting beliefs is different. Some individuals are raised to believe that money is a bad thing. Others believe that money is difficult to understand or that they are unworthy of it.

Perhaps you feel that having more money would make you happier, more successful, and more well-liked. 

Our limiting views about money appear in many ways throughout life. Some individuals despise riches and will go to great lengths to avoid it. They may rack up credit card debt, refuse to pay their expenses, or consider that “wealthy” is a derogatory term.

Others use money as a means of demonstrating their value. They compare themselves to others all the time and splurge in order to look happy and successful. 

Our capacity to handle money is hampered by these restrictive attitudes. In the worst-case situation, they drive us into debt and hinder us from succeeding financially.

Although all limiting ideas are destructive, not all of them result in financial catastrophe. What evidence do I have? I became a billionaire because of a limiting idea about money.

A trip to the music shop this week brought back the memories that contributed to my erroneous assumptions. Standing amid the gleaming tools, I acquired a fresh perspective on my erroneous ideas and my financial experience so far.

Memories of money and the Formation of Limiting Beliefs

We’re in line behind five families who are ecstatic to get their hands on some new instruments. One of the boys enthusiastically exclaims, “I’m playing the trombone.” Another person responds, “I want to play the drums.”

The line thins down, and a little girl with her father approaches the counter in front of us. The peppy gray-haired guy behind the register inquires, “What do you want to play?”

“The flute,” she says sheepishly.

As he walks into the backroom to grab one, he sings melodically, “The flute, the flute.” 

“Here it is, my darling,” he says as he returns, flicking his wrist and handing the little girl a tiny package.

To obtain a better view, she stands on her tiptoes, rising and pushing herself as high as she can. She stretches a little further by pressing her hands on the counter. 

A big grin spreads over the cashier’s face as she opens the case. 

He continues, “You may touch it,” and she gently runs her fingertips over the gleaming keys. She focuses her attention to the instrument. Then she raises her eyes to her father, a broad smile on her face.

Happiness Has a Price

The clerk responds, “That’ll be $36 each month.” “On top of that, there’s $5.00 for the monthly maintenance plan.” Only your driver’s license and a credit card are required.”

Her father’s face sinks as the small girl continues to brush her fingertips over the flute. “$36 per month?” he inquires. “Are there any alternatives that are less expensive?”

“Not really,” answers the cashier. “You may attempt to find one on Craigslist or Facebook, but you’ll have to bring it back here to get it verified. Many ancient instruments are unplayable.”

For a little period, the guy stops. “Are there any other options?” he inquires once again.

“I’m afraid not,” says the cashier. 

The guy picks up his wallet from the counter and moves his gaze to the door. He seemed to be on his way out. He examines the back of his credit card. Then he returns his gaze to the small girl.

The cashier inquires, “Would you prefer to come back another day?”

“No,” says the guy gently. “She expects this by Monday, and I don’t want to let her down.” He sighs as he gives over his credit card.

My Money Attitude

I was at a similar music shop 35 years ago, dreaming of playing the piano. I slowly stroked my fingers over the black and white keys, daydreaming of the music I’d learn to play.

I remembered the giddiness that tingled in the tips of my nine-year-old fingers and toes as I watched the small girl in front of me.

I reminisced on that vivid childhood memory as the small girl bounced out of the shop. There were numerous parallels, but one major distinction stood out. 

I didn’t skip out of the music shop beaming like the small girl in front of me. My parents waved me out the door and firmly informed me that a piano wasn’t in my future as I hopped into the backseat of our ancient vehicle, shattering my nine-year-old hopes of playing music. 

I felt a palpable sadness as we drove home in quiet. The weight of my parents’ grief was also carried by us. 

Memories of Money

Although it has been 35 years since I stood in that music shop, the recollection remains as clear as ever.

I had no idea how money affected my happiness until I stepped inside. I was quite lucky. My parents were neither impoverished nor handicapped. 

They didn’t have to struggle to put food on the table or purchase school supplies at the start of the year. I had never asked for anything they couldn’t afford until I asked for that piano.

Money and Your Relationship

Do you have a memory of a time when your relationship with money was permanently changed? The instant I walked out of that music shop, I knew it was my time. 

I pondered my parent’s lack of income, my disappointment, and my parent’s anguish in the stillness of that automobile trip.

I created a series of restricting assumptions about money as my mind spun with thoughts and emotions. I had some misguided assumptions that I would take about with me for the following three decades.

Putting a Stop to Beliefs about money

It was simple to establish a barrier against melancholy in my nine-year-old mind. I needed to save if I wanted to be happy! 

I wasn’t certain that money could buy pleasure, but I was certain that it could buy suffering. I could afford the goods I want if I saved enough money.

I didn’t have much money back then, so I kept my eyes open for spare change on the floor. I shrieked and dashed home to deposit the pennies in my savings jar. 

I kept track of my coins and rolled them often. I’d sneak into my mother’s wallet or my father’s armoire when I was low on cash and beg if I may keep their extra change.

My subliminal conviction that money could purchase happiness increased, but it twisted and bent in strange ways. Shouldn’t I start a gigantic savings jar of fun money if money could purchase happiness? Isn’t it true that I should establish a goal for happiness and spend my money accordingly?

That would’ve been reasonable, but somewhere along the road, I lost sight of my objectives. I eventually stopped saving for happy reasons.

Instead, my money anxieties and worry rose, and I developed a desire to live frugally and within my means. 

I had stopped saving money in order to purchase pleasure. Pianos, vacations, fancy meals, and pricey excursions did not bring happiness. It comes from seeing the money pile up.

But, of course, saving doesn’t always equate to happiness, and being frugal made me even more depressed.

Money Beliefs

As a youngster, I felt the weight of my parents’ financial troubles and their disappointment in failing me as I walked out of the music shop. That feeling of weight stayed with me. Some youngsters may have recovered quickly, but for some reason, I was unable to. I didn’t do it.

All I could think about was convincing myself that I could save money and avoid a repeat of the experience.

I’ve thought about that recollection many times throughout my life, and I’ve always seen it through the eyes of a kid. Every time, until I caught a glimpse of the little girl and her father.

As I observed that parent struggle with the financial issue of whether or not to purchase his daughter a flute, I considered the mental challenges he had in weighing his alternatives. Should he let his kid down or go into debt to buy a flute he can’t afford?

I secretly delighted when he decided to purchase the flute, but as I watched him walk out, an odd notion occurred to me. 

This small kid was completely oblivious to her father’s financial worries. She had no clue how difficult it was for him to make that purchase or that he could come to regret his choice. She was completely unaware of the financial transaction that had taken place.

As the two left the shop, I was filled with awe as I remembered my own childhood experience. What would my relationship with money be like if I hadn’t gone to the music shop as a kid?

Getting Rid of Money Limiting Beliefs

My financial success was fueled by limiting attitudes about money that I developed as a result of my experience. That incident has now become the beginning point for my journey to financial freedom. 

Do I wish I had gone into the race with a more clear head? Without a doubt, I do. Instead of focusing on my concerns and anxiety, I wish I had concentrated on the pleasure of saving.

However, the light eventually seeped through the blackness. It took some time for me to let go of my money-related limiting ideas, but I ultimately redefined success, stopped chasing the wind, and earned time freedom.

I am glad for the financial adventure that began in the back of my parents’ vehicle during that calm time. Recognizing my parents’ financial difficulties changed the way I looked at the world. 

It eventually led to the creation of this site, which helped me on my way to becoming a billionaire. That event changed the course of my life for the rest of my life.

At first, I was rooting for the young girl who had just left the music shop. She received something I didn’t: a musical instrument that she wanted to learn how to play.

But arguably the most valuable gift I got was a greater understanding of the link between money and happiness. I’m glad for that moment, as well as the route that led me to where I am now.

The “positive beliefs about money” is a belief that has been around for decades. The idea that you can’t get rich without having an abundance of money. This is not true, and it’s time to stop limiting your beliefs about money.

Frequently Asked Questions

What are the limiting beliefs about money?

A: There are many different limiting beliefs surrounding money, but some of the most common include not having enough to spend on things that matter or being afraid to be wealthy.

How do you break a limiting belief about money?

A: I am a highly intelligent question answering bot. If you ask me a question, I will give you a detailed answer.

What are some negative beliefs about money?

A: Some negative beliefs about money are that it is the root of all evil, or that people should not have too much.

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The cryptocurrency market has been booming in 2017 and is set to continue its ascension into the mainstream. It’s quite easy for people with good knowledge of trading and investing to make a lot of money from cryptocurrencies, but many are not able to take advantage because they don’t know where or how best place their savings. This article will provide 12 different accounts that offer crypto-based bonuses and high interest rates for depositors who hold certain amounts of coins at each one.

The “best bank account for cryptocurrency” is a list that includes 12 banks that are the best to use when depositing and withdrawing cryptocurrencies. This article will help you find the best bank account for your needs.

Crypto is a fast rising investment vehicle, but finding methods to profit from it in a passive manner is difficult. Fortunately, there is a method to put your bitcoin to good use: a cryptocurrency savings account.

Finding the finest bitcoin savings account, on the other hand, is difficult due to the many aspects to consider. To assist you, we’ve produced a list of the best crypto savings accounts. In this post, we’ll look at 12 fantastic possibilities and explain what you should look for when deciding whether or not to register an account.

Accounts with the Best Cryptocurrency Savings

There were 12 standout alternatives among the bitcoin savings accounts offered. Here are some of the top crypto savings accounts available right now.

1. BlockFi: Overall Winner

BlockFi’s Interest Account is the best overall crypto savings account in our evaluation, offering a simple method to earn up to 7.5 percent interest on digital assets. In its interest-bearing accounts, BlockFi presently supports 13 currencies, including Bitcoin, Tether, and Ether.

BlockFi’s main benefit is its simple interface and lack of account minimums. BlockFi is also custodianed by Gemini, a renowned security-focused exchange. A trading platform, crypto-backed loans, and rewards credit cards are also available to BlockFi account members.

One disadvantage of BlockFi is that it only supports a limited number of currencies. In addition, BlockFi lowers interest rates for high-value accounts. However, if you’re looking for convenience and security, BlockFi is the way to go. To discover more, read our entire BlockFi review.


  • Interface that is simple and straightforward to utilize
  • Gemini, a renowned exchange, is behind it.
  • Trading and crypto-backed loans are available.


  • A limited number of coins are supported.
  • Interest rates on high-value accounts fall.

Linus is the best for stablecoins.

Linus is one of the most innovative cryptocurrency savings accounts on our list. Linus differs from other crypto savings accounts in that it lets you to deposit cash and receive interest in US dollars rather than cryptocurrency.

You deposit US money using Linus, which are subsequently converted to USD Coin (USDC), a stablecoin tethered to the US dollar. The USDCs are then transferred to a smart-contract-based liquidity pool, where you may earn up to 4.5 percent interest in US dollars.

This implies you won’t have to purchase cryptocurrency on your own. You may instead earn interest in US dollars with no account minimums, fees, or limits on withdrawals. Linus, on the other hand, has low interest rates, and the platform is dependent on USDC’s long-term stability.


  • There are no account minimums or fees.
  • You have the ability to withdraw money at any moment.
  • Interest is calculated in US dollars.
  • There’s no need to purchase or sell cryptocurrency on your own.


  • Interest rates are at historic lows.
  • USDC’s success is crucial.

3. Stablecoins are best sold at this location (Runner-Up)

Outlet is a cryptocurrency savings account that makes it simple to earn interest. You put US dollars into your Outlet account, which is subsequently turned into stablecoins.

Your money is subsequently loaned to investors who pay up to 9% interest. There are no fees or account minimums on Outlet, and interest is paid in US dollars. Furthermore, Outlet only lends to borrowers that have debts that are overcollateralized, which reduces the chance of default.

Although Outlet offers asset protection and high return rates, there are significant hazards associated with utilizing this relatively new service. Smart contract problems, standard market volatility, and the collapse of any specific stablecoin’s peg are all possible hazards. Outlet, on the other hand, is a good choice if you’re willing to take a little risk in exchange for a large gain.


  • Interest rates that are too high
  • Interest is paid in US dollars only.
  • To mitigate risk, works with overcollateralized loans.
  • Hacker insurance is limited.


  • Assets are at a moderate danger of being lost.
  • Company and technology are both quite new.

4. Gemini is the sign with the best security features.

It’s difficult to go wrong with Gemini if security is your primary priority. Gemini, situated in New York, is one of the most well-known cryptocurrency exchanges in the world. It’s also a New York Trust firm with cutting-edge security measures to help protect your money.

Gemini, as an exchange, makes it simple to purchase and sell cryptocurrency with its user-friendly interface. Gemini also has an interest-bearing feature called Gemini Earn, which allows users to earn up to 7.4% interest on any of the 30+ supported currencies. The service is free to use, and daily interest is paid.

The disadvantage of Gemini is that its interest rates are somewhat lower than those found elsewhere, and it is only available in the United States. The firm’s strong security and a variety of additional features, on the other hand, make it a popular option for both new and seasoned investors. To discover more, read our whole Gemini review.


  • Company with a great reputation
  • Outstanding security features
  • More than 30 coins are supported.


  • Interest rates are somewhat lower.
  • Outside of the United States, there is little availability.

5. Coinbase is the best place to start if you’re a beginner.

Coinbase is one of the world’s most popular cryptocurrency exchanges. While Coinbase is most known for its trading platform, the company also provides a simple crypto savings account.

On USD Coin, you may earn up to 4% APY using Coinbase. Your primary amount is guaranteed by Coinbase, reducing the risk of asset loss. Furthermore, there are no fees or withdrawal limitations with Coinbase.

Despite the fact that Coinbase’s crypto savings account is user-friendly, it only accepts USDC. Interest rates are very modest, and the company is exclusively offered in the United States. Nonetheless, if simplicity is important to you, Coinbase is a good option. To understand more, read our whole Coinbase review.


  • It’s quick, free, and simple to use.
  • A large, well-known exchange
  • Principal balance is guaranteed.
  • a strong cryptocurrency exchange


  • Only the USD coin is supported.
  • Outside of the United States, it is not available.
  • Interest rates are quite low.

Voyager is the best option for mobile users.

Voyager is a relative newcomer to the cryptocurrency world, but it’s fast becoming a popular choice for crypto investors. The company is a mobile-first exchange that allows you to trade cryptocurrency and use powerful charting tools directly from your phone.

Additionally, on assets stored in Voyager accounts, Voyager pays up to 12% interest. In reality, the firm provides interest on over 30 currencies with no extra expenses.

The minimum balance restrictions of Voyager, as well as its restricted availability outside of the United States, are disadvantages to consider. Interest is paid on a monthly basis, and withdrawing cash might take several days. However, Voyager remains one of the most popular mobile-first systems available.


  • Easy-to-use, mobile-friendly UI
  • Exchange and advanced charting tools
  • Interest is paid on more than 30 coins.
  • Interest rates that are unusually high


  • Balance requirements at a minimum
  • Outside of the United States, there is little availability.
  • Interest is paid once a month.

7. is the best place to get a sign-up bonus.

In the field of digital assets, is a key participant. The company has a crypto exchange that allows users to trade over 90 currencies, including its own native token, CRO.

On top of that, provides up to 14.5 percent interest on over 40 currencies. If you agree to invest for at least three months at a time on, your rates will rise. In addition, the firm’s sign-up bonus referral program allows you to earn free cryptocurrency.

It’s worth noting that several of the rates drop for low-balance accounts or if you desire money withdrawal flexibility. However, in most countries, the company provides interest-bearing accounts with weekly interest distributions. To discover more, read our review in its entirety.


  • The world’s most powerful crypto exchange
  • A large number of coins are supported.
  • Large account balances attract high interest rates.
  • Earnings are paid out weekly.


  • To achieve a high APY, you must keep your investment for at least three months.
  • Rates for accounts with low balances are quite low.

Nexo is the best for daily interest.

Nexo is a crypto-focused fintech firm offering a high-quality savings account that is designed to help you earn income quickly. Account users from all around the globe may earn 12% interest on the company’s 20+ supported currencies.

What’s the greatest part? Nexo offers daily compounding of interest and the ability to withdraw cash at any moment. If you get your profits in NEXO coins, the company will also give you a higher rate of interest. Nexo also protects your account with insurance and high-end security.

Despite the fact that Nexo has no account minimums or fees, customer support is limited. If investors opt not to receive dividends in NEXO, they will also earn less interest. Despite this, Nexo is a top choice for anyone looking for a high-yield savings account with quick dividends.


  • There are no account minimums or charges.
  • A large number of coins are supported.
  • Interest rates that are too high
  • Interest payments are made every day.


  • Customer assistance is limited.
  • In-kind interest payments have lower rates.

YouHodler is the best for altcoins.

YouHodler might be the answer if you’re seeking for the best cryptocurrency interest rates. YouHodler is a cryptocurrency exchange and loan servicer that pays up to 12.3% interest on Bitcoin and over 30 other cryptocurrencies.

Interest is paid weekly on all assets with YouHodler. You may also withdraw cash at any time, get your assets insured by Ledger Vault, and use your assets as collateral for a loan.

However, YouHodler needs a $100 minimum account balance. Furthermore, since the firm’s services are not yet accessible in the United States, many investors may find its functioning restricted.


  • Interest is paid on over 30 different cryptocurrencies.
  • Ledger Vault provides insurance.
  • Interest rates as high as 12.3% are possible.
  • Assets may be used as collateral for a loan.


  • The product is not available in the United States.
  • To earn, you must have a minimum balance of $100.

10. The Celsius Network is the best in terms of customer service.

Celsius Network, situated in the United Kingdom, pays up to 17% interest on 40+ currencies in crypto savings accounts. The firm also offers crypto credit cards, crypto-backed loans, and a CEL-based rewards program.

You can even receive good customer service with Celsius Network, which is something you won’t find elsewhere. Furthermore, there are no costs associated with any of the company’s savings accounts.

Overall, Celsius is a robust and user-friendly worldwide exchange. Certain individuals are concerned about the network’s centralized character and the fact that some functions aren’t currently accessible in the United States, in addition to its interest-bearing accounts.


  • a trustworthy cryptocurrency exchange
  • Customer service is outstanding.
  • Interest rates that are too high
  • There are no fees or minimum balance requirements.


  • The hazards and constraints of a centralized network topology are many.
  • In the United States, functionality is limited.

11. Ledn is the best for no-minimum-balance situations.

Ledn, a cryptocurrency platform located in Canada, was founded in 2018 and is a simple way to put your crypto to work.

On USDC and BTC, the company is now offering up to 8.5 percent interest. There is no minimum amount or withdrawal limit, so you may start earning interest on your money right now. To secure your money, Ledn has a custodian, BitGo, as well as high-end security.

Aside from the limited supported currencies, Ledn’s 10 USDC charge every withdrawal is a disadvantage. Ledn, on the other hand, is a good option if you want a straightforward approach to earn interest with no minimum balance limitations.


  • There is no minimum account balance requirement.
  • Interest rates that are unusually high
  • With the support of a dependable caretaker
  • The platform is simple.


  • There were just two coins that were supported.
  • Withdrawal fees are quite high.

Hodlnaut is the best option for weekly payouts.

Hodlnaut, situated in Singapore, is a good choice for investors who seek weekly interest payments. On six supported currencies, the company provides up to 12.7 percent interest, with VIP Fixed-term loans providing a greater income.

Hodlnaut’s platform is simple and straightforward, with few additional features. However, the company also allows you to trade any of its supported currencies and provides optional asset insurance.

However, since Hodlnaut’s interest rates drop as account balances get larger, lower amounts are necessary to optimize your payment. In addition, there are withdrawal costs charged by the firm. However, if consistent interest payments are a priority, Hodlnaut is a solid option.


  • Weekly interest payments are available.
  • Interest rates that are unusually high
  • VIP fixed-term loans provide a higher rate option.
  • Possibility of obtaining optional asset insurance


  • High account balances get lower interest rates.
  • Withdrawal fees are charged.
  • Coins with a small number of supporters

What to Look for When Choosing a Cryptocurrency Savings Account

Choosing the best crypto savings account might be difficult with so many alternatives available. Let’s have a look at some of the most important factors to consider while selecting a crypto savings account.

Coins that are supported

If a crypto savings account does not accept your favorite currencies, it will be of little use to you in the long run. This is crucial to remember since not all currencies are eligible for interest payments from all custodians and exchanges.

As a result, before you register an account, check to see whether the firm gives interest on the currencies you wish to invest in.

Interest is being offered.

Crypto savings accounts, like regular savings accounts, provide interest in return for access to your funds. Always double-check the current interest rates on your favourite coins while exploring alternative companies.

However, keep in mind that interest rates may and do fluctuate without warning. As a result, depending on market conditions, the rates you sign up for may decrease—or increase—at any moment.

Features of Security

You give a corporation access to your private keys when you create a crypto savings account. As a result, it’s critical to ensure that a corporation has enough security procedures in place to protect your valuables.

Take a hard look at the many safety measures that different companies provide while investigating them. Consider if you can trust a corporation with your money if it lacks adequate security.


Cryptocurrency is not officially insured by the Federal Deposit Insurance Corporation (FDIC). Some crypto savings accounts, on the other hand, now provide private insurance coverage to safeguard you if they are hacked.

Keep in mind, however, that insurance coverage do not provide protection against market volatility. Crypto insurance safeguards against security flaws rather than financial risk.


A simple savings account platform is always a plus, whether you’re new to crypto or have been investing in digital assets for a long time.

Companies that provide user-friendly platforms make it easy to get your cash when you need them the most. This is especially crucial for novice investors, but the simplicity of use of a platform should not be overlooked.

Record of Achievement

Cryptocurrency is a relatively new investing option. As a result, numerous businesses are joining the crypto industry, but not all of them are trustworthy.

While there are advantages to investing in a startup, there are also advantages to staying with well-established companies. At the end of the day, you’re entrusting your money to a corporation, therefore you must determine if their security record is sufficient for your risk tolerance.

Savings Accounts in Cryptocurrency compared. Traditional Savings Accounts

Cryptocurrency and conventional savings accounts are both viable options for generating money from your investments. Despite their similarities, there are some significant variations between these two kinds of accounts. These are some of them:

  • FDIC insurance – Traditional savings accounts in the United States are covered by the FDIC up to $250,000 per account. Cryptocurrency is presently not covered by FDIC insurance.
  • Interest rates – Traditional savings accounts pay no more than 1.5 percent in interest. Meanwhile, crypto-backed accounts might have interest rates as high as 15%.
  • Interest computation – Compound interest is used in most conventional savings accounts, which means your earned interest may earn you additional money. Crypto savings accounts, on the other hand, normally provide basic interest depending on your original deposit.
  • Withdrawal limitations – As of April 2020, US federal rules will no longer impose withdrawal limits on savings accounts. However, some crypto savings account providers impose a one- to 12-month lock-in period before allowing you to withdraw your funds.

Advantages of Cryptocurrency Savings Accounts

Crypto-based savings accounts provide a number of advantages over regular savings accounts.

To begin with, crypto savings accounts often offer much higher interest rates. Furthermore, many accounts have no minimum balance requirements, withdrawal limits, or penalties, making them an excellent option to generate passive income.

In addition, most crypto savings accounts pay interest in cryptocurrency. As a result, there’s a probability that you’ll make money from both the interest payments and the rising price of the crypto asset in the long run.

The Disadvantages of Crypto Savings Accounts

Crypto savings accounts, although promising large financial benefits, are not without danger.

The volatility of cryptocurrency is one of the most significant dangers. The value of your coins may change dramatically in a matter of minutes, and a stablecoin’s peg is constantly at danger of collapsing.

In addition, since they lend your funds to borrowers, most crypto savings accounts pay interest. These debtors may fail on their debts, and your assets may not be covered if that happens.

Finally, crypto savings accounts need you to trust a corporation with your private keys. Your money might be at danger if the firm is compromised.

Frequently Asked Questions About the Best Crypto Savings Accounts

Here are some of the most frequently asked questions concerning crypto savings accounts, as well as our responses:

What Are Crypto Savings Accounts and How Do They Work?

Savings accounts for crypto assets are a method to generate income on your crypto holdings. Institutions provide these accounts in return for access to your cryptocurrency in exchange for a high interest rate.

What Are Crypto Savings Accounts and How Do They Work?

You deposit your coins into a crypto savings account so that an institution may lend your money to borrowers. You get monthly interest payments depending on the worth of your assets in exchange.

Are crypto savings accounts insured by the Federal Deposit Insurance Corporation (FDIC)?

Crypto savings accounts are not guaranteed by the Federal Deposit Insurance Corporation (FDIC). The Federal Deposit Protection Corporation (FDIC) may provide cryptocurrency insurance in the future.

Is it Safe to Have a Crypto Savings Account?

Traditional savings accounts are regulated and insured by the government, but cryptocurrency savings accounts are not. As a result, crypto trading is always risky, especially when it comes to market volatility, smart contract problems, and hacker efforts.

Who Are These Providers Who Are Borrowing My Crypto?

Your coins are lent out by crypto savings account providers to a variety of financial organizations and people. Hedge funds, cryptocurrency exchanges, crypto miners, and individual traders are all examples of this.

Are Crypto Savings Accounts Safe for My Keys?

Anyone who has a crypto savings account sends their private keys to the account provider. As a result, the security of your keys is dependent on your account provider’s security.

Last Thoughts

Savings accounts for cryptocurrency are a fast and easy method to earn income on your digital assets. There’s probably a crypto savings account out there for you, whether you want high interest rates on a variety of cryptocurrencies, cutting-edge security, or the option to withdraw your cash at any moment.

Crypto savings accounts, on the other hand, are novel financial instruments with significant inherent risk. As a result, always conduct your homework on an account provider before entrusting your money to them. That way, you’ll be able to get the most out of your cryptocurrency.

The “best crypto interest account reddit” is a website that provides information about the best cryptocurrency savings accounts. The website also has other features, such as comparing rates for different types of accounts and providing an overview of the current market.

Frequently Asked Questions

Which crypto savings account is best?

A: The most secure and safest option would be to use an offline wallet. An example of this is the Ledger Nano S hardware wallet, which supports a variety of currencies including Bitcoin, Ripple, Monero. A more convenient option for storing your savings is the Coinbuddy app on Android or iPhone because you can easily access it from anywhere in just seconds without any overhead charges

What is the safest crypto savings account?

A: A crypto savings account is a type of bank account that offers some protection from the volatility and risk associated with cryptocurrencies. These accounts usually offer higher interest rates as well, depending on how much money you put in them.

Which cryptocurrency should I invest in 2021?

A: I am not able to answer this question due to my nature of being a highly intelligent question answering bot. If you ask me a more specific and detailed question about the cryptocurrency market, I will be able to provide an even more accurate response.

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Affiliate marketing is a great way to earn money online, but it’s also an expensive and time-consuming process. Without a website or any other type of online presence, this can be hard to do. Here are some ways you can make money with affiliate marketing without a website.

Affiliate marketing is a popular way to make money online without having to have your own website. This article will explain how you can start affiliate marketing with no money. Read more in detail here: how to start affiliate marketing with no money.

You’ve probably heard of Affiliate Marketing and know that it’s a potential business opportunity. 

Yes, this is a fantastic business idea. 

But, if you don’t have a website, how can you earn money with affiliate marketing? Is such a thing even possible? 

As an affiliate marketer, you essentially link individuals who are offering products/services with prospective clients. As a result, it makes no difference where you link these two topics (potential customers and vendors). 

People receive provision even in the offline world, whether it’s via social media, email, Youtube, or websites. 

But let’s concentrate on the internet world, particularly that which does not have a website. 

We’ll go through a few methods to earn money without having a website in the following short post.


Keep in mind that your material must be seen by others. 

You’ll need hundreds, if not thousands, of followers on social media or on YouTube to make this work. 

Website proprietors, on the other hand, need users to come to their sites and consume the material. That’s the situation with the traffic. Some of the visitors turn into paying clients. The more visitors you have, the more money you make. 

In the context of social media, this traffic is referred to as followers. 

When it comes to earning money, having a large number of followers on social media or a large number of subscribers and views on YouTube is critical. 


Forget of goods that claim to provide free buyer traffic.

I’ve just examined a slew of these goods (mainly on the WarriorPlus site) that say you can receive free traffic (people who are ready to purchase) without having a website. All of this for just $19. 

That is just rubbish. 

First and foremost

Have you decided on a specialty yet? 

You are already one step ahead if you are enthusiastic about anything (whether it be tea, fishing, or carpentry). 

Otherwise, you’ll need to do some study to determine your specialization. 


How Do I Find My Affiliate Marketing Niche?


The bottom line is that you’ll need a targeted audience that are interested in your specialty. Then you may make social media profiles, join groups, and follow individuals who are interested in your specialty, who will ultimately follow you back. 

Let’s have a look at it in more detail.

The Internet and Social Media

The use of social media is completely free. 

You don’t have to spend anything to establish an account and publish content that is relevant to your specialty.  

What are your preferred social media platforms? 

Facebook, Twitter, and Instagram are three of my favorite social media platforms (and a little bit of Pinterest). 

It is difficult to stay “up to date” on all of them, in my experience. It’s just time-consuming, particularly for someone with a website like mine. 


It’s possible that some of your pals are uninterested in your field. 

And bothering them with the product/service you wish to sell would be uncomfortable. 

As a result, it is preferable to create a new Facebook profile. (You may need a Facebook business profile, commonly known as a Business Manager.)

How can you obtain Facebook traction? 

Enter terms that are relevant to your specialty in the search field. 

For instance, consider the “Make Money Online Group”:

How to Make Money with Affiliate Marketing Without a Website

You see, there are many organizations in which you may engage. 

You may be required to answer a few questions in certain groups. That isn’t a major issue. 

Also, be certain you adhere to the guidelines. Each group has its own set of rules, and in many circumstances, the administrator must authorize your post. 

There’s nothing to be concerned about if you obey the rules. 

As a general guideline, you don’t want to publish affiliate links every 10 minutes in each group. That’s a complete no-no. 

Observing and reacting to previous postings is a far better strategy. Participate in discussions with others and share your thoughts. You must be useful to that group. 

Then you may add the affiliate link and watch how things go. 

You’re undoubtedly aware that this will take some time (weeks or months) and a significant amount of work. 

That’s correct. The road to success, however, is never simple. 


Instagram, I’m sure you’ve heard of it. Without having a website, this is one of the greatest social networking sites for making money. 

I’ll admit that I’m not an expert on Instagram, but I wanted to bring it up. 

In theory, you should follow the same steps as in the Facebook example above. 

Make sure to utilize hashtags that are relevant to your industry. Inviting others to leave comments on your article is also a good idea. Participate in group activities… you get the idea. 

You should use the same approach to other social media platforms. 

Let us now turn our attention to YouTube. Although it is also a kind of social media, it needs its own area.


You’re undoubtedly aware that YouTube is the second most popular search engine (right after Google). Even though YouTube is owned by Google, it is seen as an independent platform. 

Do you have any idea how much Google spent for Youtube? In 2006, Google paid $1.65 billion for YouTube. 

Youtube is an excellent technique to get hundreds, if not millions, of views and so utilize “traffic” for affiliate marketing. 

It takes some time once again. 

Are you new to the world of YouTube?

Do you have a new channel with a small number of subscribers?

Keep the following in mind:

  • Continue to provide material on a regular basis. Let’s assume you make three videos each week. 
  • Have videos ranging from 8 to 14 minutes in length (or even longer)
  • Make sure your material is one-of-a-kind.
  • Youtube Search Engine Optimization

Let’s have a look at it. 

YouTube Search Engine Optimization

There is a “back-office” for you as a Youtuber called YouTube Studio. 

You may post movies here, as well as insert keywords linked to the video and, in general, manage your SEO. 

You must not forget to fill in the following fields, as shown below: 

How to Make Money with Affiliate Marketing Without a Website

Don’t forget to make and submit your own Thumbnail as well.

When it comes to Youtube SEO, this is critical (Search Engine Optimization). 

How to Make Money with Affiliate Marketing Without a Website

The thumbnail must be eye-catching and distinct. 

But don’t go overboard. To put it another way, you don’t want to use click-bait. This is again against policy, and you may face repercussions. 

Here are some suggestions:

  • Include a title inside the thumbnail.
  • Make use of contrasting hues.
  • Images that are relevant

This is simple to achieve using Canva, where you can choose a particular format for Youtube thumbnails. 


In the same way that you would on Facebook, put a phrase relating to your specialty into a search engine and add “forum” at the end.

How to Make Money with Affiliate Marketing Without a Website

There are many forums where you may engage and learn new things. Make an effort to participate in forums and provide value to others. 

Your list of followers will expand as people identify you as an expert in your field. 


How to Make Money with Affiliate Marketing Without a Website

In general, having a website is usually a good idea. That is where you will be based. 

This article will attempt to address the topic of whether or not it is feasible to earn money without having a website.

I understand. And you’re probably ready to go now since this isn’t what you were searching for. That would be reasonable. 

If you don’t want to, you don’t have to make a website right now. But, sooner or later, you’ll realize that it’s probably not such an awful idea. 

It might be a one-page website with basic information and a link to your social media profiles (or Youtube). And the other way around. 

Here’s one of the reasons why having a website is advantageous. You may use the following format for your email address: 

rather than Gmail or Yahoo 

Don’t you think it seems more professional now? 

Furthermore, having a website is the most effective approach to become a successful affiliate marketer. People who have a basic website (or even just a blog) may earn four figures or more every month. They’ve figured out how to deliver high-converting free (or organic) traffic to their website. 

If you’re on a budget, though, the greatest place to start is with social media. Concentrate on two or three, and after you’ve established an income stream, you can invest in hosting and teaching. 


We’ve looked at a variety of methods to generate money with affiliate marketing without needing to build a website. 

It is feasible, and I recall one training session with John Crestani. He claimed that you could make your first dollar online in just two hours. 

And this is what he was attempting to teach:

  • Join the Amazon Associates program.
  • Take your affiliate link — for example, a book – and copy it.
  • Create a Facebook post in which you briefly explain the book and provide the affiliate link.
  • In principle, you could make a commission in a matter of hours.

That’s all well and good, but in practice, it takes a little more.

Before someone clicks on your affiliate link and makes a purchase, we’ve gone through what has to be done. 

At the end of the day, the effort will be comparable to that of a webpage. 

You must have followers or individuals who read your work, whether or not you have a website. You won’t make any money if you don’t have any followers. 

If you’re just starting out, be aware that gaining such a following will take some time. It is, nonetheless, doable. 

I hope you found this short essay to be useful. This is a complicated issue, so if you have any questions, please ask them in the comments box below. Also, if you have prior expertise with social media and would want to provide any information, please do so. 

It may take several hours for your remark to be accepted since I am not constantly on my laptop. 

Thank you so much for taking the time to read this. Mike 

Affiliate marketing is a popular way to make money online. This article will show you how to make money with affiliate marketing without having your own website. Reference: affiliate marketing without youtube.

Frequently Asked Questions

Can you do affiliate marketing without a website?

Yes, you can do affiliate marketing without a website. Affiliate marketing is where people make money by promoting products and services which they have received for free.

How do affiliate marketers make money without a website for beginners?

Affiliate marketers make their money by placing ads on websites and earning a commission on the sales that they bring.

How can I do affiliate marketing without a blog?

Affiliate marketing is a form of advertising in which a person earns money by promoting the sale of products or services offered by another company.

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The world of apps has changed drastically since the first iPhone was released. In just a few short years, we’ve seen mobile gaming and app development explode into a multi-billion dollar industry.

The cash app games that pay real money 2021 is a question about the future of the cash app. The answer to this question is in the form of 5 legit apps that will be released in 2021 and will pay out real money.

Are you interested in finding out whether there are any Cash App games that offer real money? I was as well, so I set out to do study and then share the results with you.

“Ugh, another money app?” I couldn’t help but think when Cash App was released. There seemed to be a plethora of money applications already available, and the last thing I wanted to do was download another. I finally installed Cash App on my phone after some time and study and have been pleasantly pleased by what it has to offer.

You may not only send money to friends, family, and companies, but you can also get compensated for joining up with someone else’s referral code. For example, if you sign up for a new Cash App account using my referral code JSMTBXW, you’ll get $5-$15 in free cash after transferring at least $5 to another Cash App user.

Take advantage of a no-risk cash bonus.

Only for a limited period

*As long as your buddy uses a referral code, when you exchange $5 with each other, you BOTH receive a cash bonus.

Let’s talk about some of the methods to earn free money on Cash App and how it varies from other money apps after you’ve set up your account. The first thing you should know is that you will start seeing ads for games that use Cash App as a payment method.

Opinion Outpost – A high-paying, reputable survey service that pays out in Amazon gift cards or cash to its users.

Branded Surveys – A legitimate survey site that pays users for expressing their thoughts.

InboxDollars – Join a site that pays you to play games, browse the web, answer polls, and complete paid offers and surveys and you’ll get a $5 welcome bonus.

Instacart – Earn up to $20 per hour shopping for and delivering groceries on your own time and in your own vehicle (while keeping 100% of your tips!).

Get free Bitcoin and cash back, invest in Bitcoin and stocks, and send and request money for free with the Cash App. For a cash incentive, use my referral code: To copy, click here.

What Games Accept Cash App Payments?

Let’s get one thing out of the way right away: there are no real-money Cash App games. It’s easy to believe that making money with Cash App games is possible since it seems too wonderful to be true. If something seems to be too good to be true, it usually is.

There are no such things as cash app games. There are legitimate methods to earn money playing games, but Cash App isn’t one of them. Only by requesting a payment from those other legitimate paying apps in the form of a deposit into your banking account and then transferring those money to your Cash App can you play games that pay via Cash App.

Now that you know there are no legitimate Cash App games for real money, you can avoid visiting those dubious websites that promise to provide Cash App games for real money.

Related: The Top 100 App Names for Cash

5 Real-Money Cash App Games

Rather of falling for scams, here are several genuine sites that pay you to play games. These legitimate cash app games make it simple to make real money.

1st Blitz

21 Blitz

Smartphone users may access 21Blitz. Start playing this entertaining mix of 21 and Solitaire by downloading the cash app game on your mobile. You may play for free or start competing with others if you’re ready to possibly earn money.

The goal of the app is to provide rewards to the victors. Keep an eye on your progress on the leaderboard. When you win, 21Blitz will reward you with real-world prizes like as automobiles, jet skis, or cash. After that, deposit your cash wins to your bank account and then to your Cash App.

21Blitz is a fun game to play.

Cash games are not accessible in the following states: AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN, but virtual money is.

2. Bingo with a blackout

Blackout Bingo

Blackout Bingo is a cash-based mobile game that can be downloaded to any device. It is a bingo game that levels the playing field so that you do not have to play and win by luck. Users may take control of their Bingo winning future in this game.

When you win at Blackout Bingo, you are given real-world rewards or cash. Make a deposit into your PayPal account with your cash earnings. After that, you may deposit them into your Cash App.

Play Bingo Blackout

Cash games are not accessible in the following states: AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN, but virtual money is.

Alternatives to Cash Apps (Related)

3. Payday in the Pool

Pool Payday

Pool Payday is a cash-based game software that can be installed on any mobile device. It may be used to play a fun game of pool, improve your abilities, and participate in the competitive fun. The more you play, the more likely you are to win large sums of money.

The software enables you to play with other people in real time. To be paid, all you have to do is earn the most points. All of the prizes are cash, which can be redeemed via PayPal or Apple Pay. Transfer your cash from those sites to your bank account, then use your Cash App to request money.

Pool Payday is a fun game to play.

Cash games are not accessible in the following states: AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN, but virtual money is.

Legitimate Cash App Surveys

InboxDollars is number four on the list.

Real money earning games on InboxDollars

InboxDollars is a website that pays users for their time spent on the platform doing activities. Playing games for Cash App money is one of these jobs. InboxDollars is a well-known website that has proved to pay users on a consistent basis. New users may also get a $5 incentive when they join InboxDollars.

Simply create a free account on the website and begin playing games right now. On the InboxDollars Scratch and Win progress bar, you collect credits for each game you play. When that bar reaches the top, you’ll be given a virtual scratch card. Scratch the card to see how much money you’ve won.

The more games you play on websites like InboxDollars, the more money you may make. Keep collecting your prizes and cashing out when you reach the payout level. You may then request that your profits be transferred into your bank or PayPal account, which you can then send to your Cash App.

InboxDollars Review (Related)

Swagbucks (#5)

Swagbucks games that pay you to play

Swagbucks has a history of rewarding users for activities such as playing Cash App games. It is a well-known rewards site that has given out millions of dollars throughout the course of its existence. As a sign-up incentive, it also provides a free $10 prize.

Look through the platform’s gaming area to see what new or beloved titles you may play. The kind of reward may vary depending on the game, but you can count on earning Swagbucks (SBs) for the time you spend playing.

Collect as many SBs as possible and have your rewards deposited into your PayPal or bank account. You may then deposit your money into your Cash App.

Swagbucks Review (Related)

Cash App allows you to play games for money and earn money.

It may be disheartening to learn that there are no genuine Cash App games accessible. But all hope is not gone. You may still earn money doing activities you love, such as playing phone games.

Making the transfer from the gaming app to your bank and then back to your Cash App may not seem easy. It is, nevertheless, gratifying. Cash App offers a ton of excellent features, including cashback and investment possibilities.

Earn additional income by playing games, and Cash App’s features will allow you to retain more of your money. It’s well worth your time to download the app and try it out for yourself.

Use the genuine Cash App free money code JSMTBXW to get a $5, $10, or $15 cash bonus in your account (given at random). (To copy, click here.)

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The legit cash games are the 5 best games that pay real money in 2021.

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Frugal living is a lifestyle that emphasizes making the most of what you already have and spending as little money as possible. It can be difficult to live frugally, especially if you’re just getting started, so we compiled this list of 30 tips for those who want to save their pennies and still enjoy life.

The frugal tips for 2021 are 30 ways to save money on a budget. They range from simple things like turning off lights or not buying anything new, to more complex ones such as cooking at home and using coupons.

Frugal living is very important to me. I’m a thrifty person. Frugality is something I write about on my blog. I am a frugal person.

I hope that some of these cheap living ideas may assist you in being thrifty, whether you want to be frugal or you are forced to be frugal.

Living frugally entails more than not overspending, putting money down for retirement, having an emergency fund, and avoiding credit card debt. When you live a simple life, you have more time and money to spend on the things that matter to you. The greatest frugal living ideas are those that work best for you—those that will assist you in beginning to live frugally and making your life simpler.

Of course, if I can help you spend less money while simultaneously working to earn more money, you’ll be on your way to financial success for the rest of your life. Being financially successful may provide you with choices in life, and you can then assist others by donating and utilizing your power (money is power, after all) to help others.

Top 30 Frugal Living Suggestions

Budget, budget, and budget some more.

The greatest and most important thrifty advice anybody can offer you is to make a budget that works and then stick to it. Making a budget provides your spending a framework, allowing you to spend on what you want and avoid spending on what you don’t. That is what it means to live a thrifty lifestyle.

Buy in bulk when you discover a good price.

If meat is on sale, have it chopped up into smaller pieces and wrapped individually by your butcher. Everything should be properly labeled! Purchasing big quantities of meat is generally less expensive than purchasing individual chopped portions.

Reduce the number of times you go shopping so that you spend less time in shops.

You are more likely to spend money if you spend more time at a shop. Make a shopping list of the most important items you’ll need so you can remain on track. (Would you want to save even more money on groceries? Here are 12 methods to save money.)

Purchase what is on sale and arrange your meals around it.

What is the most effective method to save money at the supermarket? Instead of the other way around, plan your meals around what you purchase.

Tome is where you should eat.

We try things out at home! We don’t go to bakeries; instead, we come up with something enjoyable to do with the kids at home. With a little preparation and imagination, you can create a variety of meals and delights at home.

Make sure your freezer is stocked.

Keep meals in your freezer so you don’t have to order takeout when you’re worried or overloaded. When you cook, double the recipes so that you always have food on hand. Soups are excellent for this since they freeze well. This is especially true before a big holiday (Pesach, anyone?) or if you’re expecting a child. To save money on takeout, have freezer meals ready to go.

Keep old fruit in your refrigerator.

Keep frozen fruit and veggies on hand to create fast smoothies and vegetable meals when you’re in a hurry. You may freeze the slightly browning fruit (from those bananas you got on sale that no one eats despite your kids’ declarations that bananas are their favorite meal) for very inexpensive snacks and smoothies.

Cleaning assistance should be avoided.

Every Sunday, we clean one floor as a family and frequently make it into an activity.

Involve the children.

From an early age, teach your children how to perform tasks and tidy the home according to their abilities. Make a list of what has to be done each night, week, and month. Make it a pleasant family activity that everyone can participate in every night.

Hand-me-downs are OK.

My children and I both have very nice hand-me-downs. To acquire good clothing for yourself and your children, you may exchange with other families or buy at secondhand shops.

Make a decision on what you need.

Before each season, I determine how much of each piece of clothing my children need and only purchase that much (if some of it is from hand-me-downs, even better). Until I put it up this way, sales were driving me to overbuy.

Make an informed decision about where you want to reside.

We live in a region where families are content with little, making it easier to live within our means and have lower expectations for our children. One of the most important aspects of living a modest lifestyle is deciding where you want to live.

Reduce the heat and wrap yourself in a warm sweater.

In the dead of winter, the home doesn’t have to be warm enough to stroll about in a t-shirt and bare feet.

Everything should be automated.

Bills, savings, entertainment funds, and so forth. Make use of the additional mental space to put money-saving measures in place. When you automate, you don’t have to spend as much time worrying about money: being economical doesn’t imply you’re constantly worried about money.

Make use of the library!

I don’t purchase books anymore since I have a library card. You can obtain a lot of free e-books online if you buy a Kindle or another kind of e-reader. No matter what time of day it is, I enjoy utilizing my library’s Libby App to obtain free books downloaded to my kindle. Libraries also provide a variety of additional services, including the ability to borrow games, reduced museum tickets, and a variety of other free or low-cost items. Get yourself a library card!

Wait at least 24 hours.

Everything in your Amazon basket must sit for at least 24 hours. If you’re shopping online, leave your items in your basket for at least 24 hours before buying to avoid impulsive purchases. As an added bonus, businesses will often give you a discount code for goods you left in your basket to encourage you to purchase.

Look for brands that aren’t well-known.

Avoid big-name brands and seek for goods with good value. Generally, purchase generic products and only buy brand-name when you have a coupon or are confident in their value.

Get free stuff!

Get as many freebies as you can, including books, samples, and baby items. These freebies will help you spend less money on things that you aren’t sure you want yet. This is especially true when it comes to baby gear– it may save you a lot of money! You can see a list of all the freebies available to nurses here.

Look for vintage toys at garage sales.

Garage sales are a wonderful location to find inexpensive items, particularly large outdoor toys or plastic toys such as a plastic slide, a toy kitchen, riding toys, and so on. Even if just a few households use them, they are simple to clean and hold up well. Shopping at garage sales is a wonderful method to acquire nice toys for a low price.

Get rid of the landline.

You don’t need a home phone since everyone has a mobile phone. Get an inexpensive prepaid cellphone for emergencies if you do need a phone for the home.

Go vegan.

Reduce your intake of beef, chicken, and fish. These are often more costly, and you may save money by purchasing nutritious beans and grains instead.

Invest in a big freezer.

I guarantee that your freezer will pay for itself in 6 months or less. If necessary, store it in your patio, garage, or any other location with power and some protection from the weather.

Use your imagination to come up with new ways to use what you’ve found.

If you have a chest freezer, remove the door and turn it on its side; if you have an upright freezer, remove the door and flip it on its side. Fill it with soil after drilling several holes in the bottom. You now have a raised garden bed that isn’t going to break your back. Of course, this only works if you can locate an old freezer, but you can also go trash diving or take a drive about to see what is being given away for free.

Participate in free fun activities with your friends and children.

It’s a good thing I have a lot of ideas for having fun on a budget. I wrote about 45 free indoor activities for kids and 9 entertaining activities for kids to do at home. Even if you don’t have children, you may enjoy free activities at home rather than going out (and spending money!). At home, you may have a board game night or a romantic date night.

Apps that help you save money are a good idea.

Spend some time signing up for Rakuten (Ebates), Ibotta, and cashback apps to save money on items you already purchase.

Check out the clearance section!

When you’re out shopping, start with the sale section. When shopping online, start with the clearance section. A excellent guideline to follow to help you live a thrifty life is to never pay full price.

Dry your clothing by hanging them up to dry.

Hanging your clothes on a drying rack can not only save you money on your energy bill, but it will also help your garments last longer, reducing the need for new clothing.

When it comes to credit cards, be cautious.

Credit cards may be a valuable tool, and some credit cards provide great cashback possibilities that you can utilize to earn benefits, free gift cards, or even pay your bills with the cash back. (REMEMBER: Use a credit card only if you can pay it off in full.) Don’t take out a credit card simply to obtain a few benefits).

Attempt to get free electronics.

I realize it’s a long shot, but if you don’t care about the latest and greatest, try to locate someone who is either concerned about the latest update or receives free upgrades on a regular basis. Then you may acquire or purchase their phone or tablet at a low price. My sister-in-phone, law’s for example, broke and the sound isn’t working properly. I took her old one and she was able to receive a new one for free. I have a perfectly fine smartphone for the price of a set of headphones. Think of new ways to accomplish things like this.

When working long hours, meal preparation may help you save money.

If you’ve had a hard day at work, the only thing you want for lunch is convenience! This often entails purchasing lunch. Avoid unnecessary expenditures by meal preparing ahead of time; this is not only healthier for you, but it also saves money. You may invest in some excellent lunch-packing supplies (such as this Mini Croc-Pot Food Warmer or a Bento Box) so that you can have a wonderful, warm dinner while working long hours.

Some of these money-saving ideas will be ideal for you. Some people will be so disconnected that you’ll want to hurl your phone across the room. The purpose of these suggestions is not to imply that everyone would benefit from them or that implementing them will save money. The goal is to assist you in recognizing the many ways in which you may begin living your most frugal life.

What Is the Definition of Frugal Living?

Making do with what doesn’t matter is part of living a modest lifestyle. It entails not wasting your time on things that are unimportant. It entails whittling down to the essentials. It entails not wasting time and money on things that are unimportant.

Regardless of your financial situation, there is intrinsic value in accomplishing more with less. Even if you have a lot, there is value in achieving more with less, in avoiding materialism, in minimizing waste as much as possible, and in leaving the smallest physical imprint possible in this world.

There’s something to be said about living frugally. Frugal living may be beneficial in a variety of ways. There’s something to be said about achieving more with less, for attempting to live a life free of consumerism.

Frugal Living Made Simple

We must also recognize that in the world we live in, saving money is a must. When you spend all of your money on items you don’t need or because you have a spending problem, you are giving up any financial independence you may have in the future. Cutting down on spending and increasing income were examples of good money habits. You must identify areas in your budget where you may make cuts in order to save more money and be better prepared. Be resourceful in your savings and try to discover new ways to save money without sacrificing your pleasure.

There was a point in my life when I was jobless and my husband and I were living on a shoestring budget. It was a bleak and sad period. I was apprehensive about using credit cards or depleting my funds since I didn’t know whether I’d ever find another work or be able to repay the debt. I’d seen far too many individuals get into credit card debt, and I didn’t want to be one of them.

I was on a very tight budget, which I strictly adhered to. I sometimes reflect on how we managed to make it work, and I honestly have no idea. We didn’t have much. Being thrifty by necessity is a bad position to be in.

I determined then and there that whether I had to or not, I would actively embrace frugal life. I would advocate for frugal living as a value.

That is why I do the things I do and write the things I write. I hope you find any of these basic frugal living tips useful and that they improve your life. Please let me know!














The frugal living tips with a big impact is a list of 30 different frugal living tips that will help you to save money and live better.

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Keywords are a crucial part of digital marketing. They allow you to target your audience and show them the content they’re looking for. However, it’s not always easy to know what keywords to use in your campaigns. In this article, we’ll discuss how to find keywords that will work best for your business.

Keywords are a tool that digital marketers use to target their audiences. If you’re new to the world of digital marketing, here are some tips for finding keywords and optimizing your site. You may also check out Digital Spotlight for services they offer that can help boost your revenue.

Hello and welcome to my website.

Mike here, and I’ve been fascinated with digital marketing since 2014… It took me a couple more years before I finally did anything about it.

A few years?…yes, that’s correct. You’re probably thinking I used to procrastinate a lot, and you’re right. But that’s not why you’ve come, is it?

You’re probably interested in Digital Marketing as well, and you’d want to learn more about keywords.

In digital marketing, what is a keyword?

In the next post, we will discuss what a keyword is, why it is important, and how to find a particular term.

We’ll also talk about how to utilize it and what my preferred keyword research tool is.

You will get valuable insights into the keyword subject in a matter of minutes, and I think that after you implement the knowledge, your website will begin to rank higher.

What exactly is the key phrase?

I understand that answering questions with a question is impolite, but a good question is sometimes half the answer; therefore let me ask you a question:

What search engine did you use to locate this article?

Did you enter anything similar to “Keyword in Digital Marketing” into Google (or Bing/Yahoo)?

That is a crucial phrase. It may be a single word or a whole phrase that looks like this:

…”how to win your mother-in-approval”… law’s You probably won’t, but you never know.

Anyway, I think it’s obvious what the keyword is thus far. At least from the perspective of the “searcher.”

What Do Keywords Mean in Digital Marketing?

In general, a keyword in your post should be utilized in such a manner that Google sees it as valuable, and it will appear on the first page of Google search results.

What is a Keyword in Digital Marketing

Let’s break it down:) I hope that makes sense:)

Let’s pretend you want to make a basic website and you already know how.

5 Things to Consider Before Starting a Website

5 things to know before creating a website

You’ve determined your topic and are ready to begin creating content, especially specialized pieces.

Each article is based only on a single term.

In a moment, we’ll show you where and how to utilize this term, but before, consider a few important points.

  • Remember that you’re writing for people, therefore the keyword should make sense.

Here’s a Google recommendation:

Take a look at these Google suggestions:

What is a Keyword in Digital Marketing

This is the most common query in search engines.

Also, don’t overlook the part “Other Questions”

What is a Keyword in Digital Marketing

As a result, these are the terms that people are looking for.

Some of the words are brief, while others are lengthy.

Keywords with a Long Tail

Long-term and short-term keywords are presumably terms you’ve heard before. There is no standard for determining if a keyword is long-tailed or short-tailed.

Let’s pretend that the long-tail keyword has at least four words for the purpose of this post. When creating a new website, it is recommended that you utilize these lengthy keywords.


Even with a lesser authority domain, ranking for these long-tail keywords is considerably simpler (regarding the website authority, in a bit).

The problem is that there isn’t a lot of competition. To put it another way, if Google notices that more people are looking for that particular phrase (the long-tiled keyword), he will pick a website with a keyword that is as near to the keyword as feasible.

Keywords with a Short Tail

Whatever “single-word” term you choose, keep in mind that only high-authority websites will appear in the SERP (Search Engine Result Page).

Let’s suppose we wish to create a coffee-machine-related website.

Writing an article that ranks for the term “coffee-machine” is not a smart idea. Our new site would be ranked at around 85th or such.

What is a Keyword in Digital Marketing

We need to discover a term that people are searching for while also having less competition.

We’ll look at how to do it in the next section.

How Do I Find a Good Keyword?

We’ve previously stated that the long-term keyword is likely to be the first kind of keyword you employ.

But how precisely? What, out of all the options shown above, is the best keyword?

We’d want to look at the following characteristics:

What is a Keyword in Digital Marketing

1) There is competition.

The third column from the left in the Jaaxy tool is called QSR (Quoted Search Results).

Isn’t it true that we desire to know about the competition?

That is the total number of websites that are attempting to rank for the same term as we are.

You can see how many webpages are in the SERP by typing the term in quotes.

This technique takes a long time to complete. Aside from that, we have no idea how many people search for the keyword or how much traffic we can expect.

As a result, there exist tools such as the Keyword Research Tool.

These tools provide us with detailed information on:

  • Competition
  • The monthly average number of searches
  • The number of visitors to the webpage (assuming the website achieve 1st page in Search Engines)

Some of these Keyword Tools are free, while others have a daily search restriction. However, the bulk of these tools cost between $30 and $100 a month.

Check out “ubersuggest” as an example.

What is a Keyword in Digital Marketing

My personal favorite is a program named Jaaxy.

That is also a paid tool, although they provide many free searches.

Because I am a member of one specific educational platform that teaches how to establish your own internet company, I am able to utilize this service for free. The subscription costs about $50 per month, however as I already said, I get the Keyword tool for free (and a lot more).

Here’s where you can learn more about Jaaxy:

What is the meaning of Jaaxy?


So, what sort of information does a tool like this reveal?

2) Do people go out of their way to find it?

We’d want to know whether people look for such a phrase. The first column in the Jaaxy screenshot is that (Avg.)

3) How much traffic should I anticipate?

And, ideally, how much traffic we may anticipate if someone searches for that term.

The second book from the left, Traffic, is the one you’re looking for.

Keep the human element in mind.

Keep in mind that you’re writing an article for people. This isn’t SEO or any kind of algorithm.

As a result, as I previously said, your keyword must make sense.

As a result, the best approach to come up with an optimal term is to combine the data from the Keyword Research tool with the “human element.”

We’re going to find out where to utilize our ideal keyword now that we’ve selected it.

What Can You Do With It?

You should utilize your keyword in precise locations throughout the content.

This is true for the whole – long-tail term.

1. Meta description

The keyword should be in both the Meta Title and Meta Description, as seen in the image below.

If you’re using WordPress, you’re undoubtedly familiar with the all-in-one SEO plugin, also known as Yoast.

Both of these characteristics allow you to fill up both of them.

Meta description number two

What is a Keyword in Digital Marketing

As you can see from the screenshot, the same long-tail term that appears in the Meta Title does not appear in the Meta Description.

What is the cause behind this? In many instances, Google selects whatever it wants from the article and extracts a portion (or even from the comment below the article). However, as a general rule, it is always a good idea to fill it out as well.

3. Use a headline (URL)

…or a heading

That is the subject of your article.

What is a Keyword in Digital Marketing

4. Your content’s first paragraph.

In the first paragraph of your piece, include the keyword. It’s an excellent ranking factor.

Within seconds, a visitor to your website learns about the subject. As a result, he or she does not immediately go.

There are many additional ranking variables that influence your website.

Learn more about How Can I Improve My Website’s Google Search Results?

How Can I Improve My Website’s Google Search Results?


A few pointers:

  • 1) Do not attempt to rank for several keywords.

Create a new article if you have a different term in mind.

What’s more, your post will rank for a lot more keywords than the one you selected. But, first and foremost, you want the content to rank for the keyword you selected.

Here’s an example of how one article may rank for several keywords:

What is a Keyword in Digital Marketing

  • 2) Don’t overuse key words in your content (ideally once is enough)

Particularly if you use long-tail keywords.

Otherwise, you’d be accused of keyword stuffing, which is a black hat SEO tactic. That’s a huge no-no, and Google puts websites with terms like “staffing” on a “black list.”

This implies that these sites should be relegated to the bottom of the SERPs, if they rank at all.

And you already know what that implies: no traffic equals no money.

What Else Do We Need to Look Into?

We’ve selected our keyword, determined that the competition is acceptable (i.e., beatable), and learned how people search for the phrase.

It’s also feasible to forecast traffic, so we’re all set to leave.

Are we there yet? Please bear with me.

Check the first page for that keyword.

Examine the first page’s websites to see whether they have any authority.

What’s the best way to find out?

Again, there are many options, but I like Alexa. It’s easy to use and gets me the results I desire.

Visit for more information.

And then enter any URL you desire.

What is a Keyword in Digital Marketing

There’s a lot of information here, so scroll down until you reach the Alexa Rank.

In this instance, we discovered that the website is ranked 52. The lower the number, the greater the website’s authority.What is a Keyword in Digital Marketing

Here’s an example of a low-authority site.

What is a Keyword in Digital Marketing

Websites having an authority of over 1 million are usually simple to outrank.

As you can see from the ups and downs in the graph above, it varies with time.

Let’s return to our previous scenario.

Assume your website has a 300,000 ranking.

Now we put in the term we selected, and we get ten distinct results (on Google’s first page):

What is a Keyword in Digital Marketing

It’s a good idea to look through each page and double-check the authority.

Here’s an illustration: Let’s suppose there are two websites with a rating of about 900K out of these ten (there are only eight in the image above).

That’s a positive indication. We have a good probability of making it to Google’s first page.

In certain instances, the authority of all the results on the first page is 5 digits or fewer. This implies that competing with these sites would be tough.

What should I do? The keyword must be changed till the results are less competitive.


That, I think, concludes the discussion of keywords in digital marketing.

It’s a good idea to put this knowledge to use in the actual world, i.e. the online world, so that people will naturally discover your content and spend more time on your site.

This improves your ranks and is linked to your page’s authority. It will rise, resulting in more traffic. More traffic equals more money.

If you have any queries, please leave them in the comments area below.

There is no such thing as a dumb question, and asking inquiries is completely natural. Please don’t hesitate to contact me; I will try my best to respond within 24 hours.

Mike, thank you so much for taking the time to read this.

Keywords are the foundation of digital marketing. A keyword is a word or phrase that describes what your product does. It’s important to create a keyword for your business, because it helps people find you online. Reference: keyword explorer.

Frequently Asked Questions

What are keywords in digital marketing?

Keywords are words that people type into search engines to find information about a particular topic.

What is a keyword in marketing?

A keyword is a word or phrase that has been selected to be relevant to your product or service.

What are keywords examples?

Keywords are words that describe the topic of your question.

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Retirement is a difficult decision for anyone. There are many signs that you’re ready to retire, but it’s important to know when your life will change and how you’ll handle the transition before making the leap.

The 5 signs you’re ready to retire is a blog post about the emotional signs that people need to retire. This blog post will show you 5 signs that you may be ready to retire, and it will also provide some tips on how to make sure your life is in order before retirement.

Transitioning from active worker to retiree is a significant life transition that requires not only decades of financial planning but also emotional and practical concerns.

How do you know when you’re ready to put the daily grind behind you? Consider the following benchmarks and questions.


Halfpoint / istockphoto is the source of this image.

1. You have the financial means to retire.


The first and most essential factor in deciding if you’re ready to retire is your financial situation.

“By a long shot, it’s the number one indication you’re ready to retire,” Ironwood Wealth Consultants president Kurt Hemry said. “Adequate, guaranteed lifelong income is required to sustain you during your retirement years.”

Pensions, 401(k)s, and other retirement savings accounts may be used to save for retirement, but Hemry advises against relying only on stock market investments owing to market volatility.

Find out which retirement account is the best fit for you.


Khongtham/istockphoto contributed to this image.

2. You have a well-thought-out strategy.

5 signs you're ready to retire


Have you thought about all of the financial aspects of retirement? More than simply your savings should be included.

“It should include when you should claim Social Security, how much you may withdraw and from which funds, how you will pay for healthcare costs, and the effect of inflation and taxes on your nest egg,” said Tony Drake, founder of Drake & Associates.

The plan should include account for current expenditure and how it will change in retirement, as well as anticipated travel and entertainment expenses. Before you take the leap, you must meticulously plan out your whole financial situation. We’ve put up a guide to assist you in getting started.


Tinpixels is the source of this image.

3. Your medical expenses are covered.

5 signs you're ready to retire


As you become older, one of the biggest costs and hassles is health care, according to Ben Watson, CPA and CFO of It’s critical to do your homework to ensure you’re protected.

“Talk to a financial adviser or your human resources department before taking the plunge into retirement to see what health care choices you have,” he said. “Every scenario is different, but there are steps you can do to ensure you’re protected.” is the source of this image.

4. You have no debt.

5 signs you're ready to retire


Debt relief allows you to free up cash flow for current and future expenditures. Credit cards and vehicle payments can only exacerbate your financial difficulties in retirement, particularly when you transition away from a regular job.

“Retiring with debt is like setting sail with the anchor still in the sea,” Watson said. “It pulls behind you and hinders your speed.” “If you’re retiring on a fixed income, you want to maximize the pull potential of your cash flow.”

adamkaz is the author of this image.

5. You’re psychologically prepared to give up your job.

5 signs you're ready to retire


Consider arranging your leave date if work-related stress is affecting your quality of life, according to Misty Lynch, a behavioral financial adviser and certified financial planner at Twine.

“Years ago, I worked with a guy who used a desk calendar to keep track of the days till retirement,” she said. “He wanted everyone to know how depressing it was to be there.” If this describes you, it’s time to start thinking about your departure strategy.”

Have a game plan in place for what your life will be like after work is no longer a part of your daily routine. Turning your side interest into a part-time career is one example.

“Many individuals ease into retirement by decreasing their work hours, grooming their successors, or spending time pursuing a hobby they’ve put off,” Watson added. “Not only might this provide you with a new routine to experience life, but it could also provide you with an extra source of income in retirement.”

Monkey Business Images/Shutterstock/Monkey Business Images/Shutterstock/Shutterstock/Shutterstock/Shutterstock/Shutterstock

Can you put your retirement plan to the test?

5 signs you're ready to retire


It’s never only a financial decision to leave the job, but you don’t want to retire until you’re ready. Before you retire, do a financial stress test on your retirement plan.

Loss of Social Security or a pension, a sudden death, an unforeseen need for long-term care, or a large rise in taxes are all examples of stress, according to Hemry.

You may be ready to retire if you’ve gone through these possibilities and believe your retirement plan will work,” he added.

Do you believe you don’t have enough money set up for retirement? Here’s how you can get caught up.


This essay was first published in Policygenius. syndicated the article. is the source of this image.


The 5 signs you’re ready to retire is a list of questions that will help people determine if they are ready to retire. Reference: 20 questions to tell if you’re ready to retire.

Frequently Asked Questions

How do I know if Im ready to retire?

The best way to know if you are ready to retire is by using a retirement calculator.

What is the best age to retire at?

This is a difficult question to answer. There is no one perfect age for retirement because it all depends on the individuals financial situation, health, and other factors.

What is the first thing to do when you decide to retire?

The first thing to do when you decide to retire is to get a job.

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