Could XRP hit the 100-dollar threshold by the end of 2025? Call it a wild guess or a hunch, but some investors are betting big on the token launched by fintech company Ripple. Performance expert Jake Claver predicts the altcoin could surge to $1,500 by early 2026. While this conjecture seems far-fetched given the token’s current trading price of around $2.66, Claver says with confidence that the market could be preparing for a major change in the coming months. Could XRP be the next big thing in crypto circles? Let’s break it down.
XRP: What is that token all about?
Before jumping on the XRP bandwagon, it is best to understand what the token stands for. Launched in 2012, the XRP Ledger (XRPL) is no newcomer in the crypto ecosystem, and no passing fad either. In developing its native token, the San Francisco-based firm Ripple had one singular goal in mind: ensuring quicker, more secure, and cheaper international transactions. Improving over networks like SWIFT, cross-border transactions on the XRPL settle in mere seconds, all at a fraction of the cost.
Facilitating peer-to-peer payments, Ripple’s decentralized, open-source blockchain operates outside the scope of a central authority, achieving both transparency and reliability. Its interoperable nature effectively bridges the gap between fiat and crypto transactions by working in conjunction with traditional banking systems. In short, Ripple aims at revolutionizing banking by modernizing payments on a global scale. And many financial institutions have endorsed its technology, from Spanish bank Santander to Hong Kong bank Standard Chartered.
What are the signs it might be time to buy stock in XRP?
While Bitcoin and Ethereum have been the investment of choice for corporations so far, other tokens are catching the eye of businesses willing to expand their reach in the crypto sphere. As reported by Yahoo Finance, XRP treasury companies are now entering the conversation. Backed by Ripple itself, the crypto pure play Evernorth recently secured nearly $1 billion in US listing from third-party investors to buy and hold XRP. Earlier this summer, VivoPower International became the first publicly traded XRP treasury company.
Meanwhile, many XRP investors are looking forward to the launch of new spot exchange-traded funds (ETFs), which could trigger a supply shock and unlock up to $8 billion in new money. Awaiting a final decision on the status of their spot XRP ETF applications, as these approvals are still pending due to the federal government shutdown, firms like 21shares and Bitwise hope that XRP could soar to new heights once the SEC resumes its operations. That said, these bullish signals could be misleading, and XRP’s value fails to meet the lofty expectations of its supporters.
What are the downsides of betting on XRP?
XRP has resurfaced on investors’ radar in the wake of recent regulatory news. In August, the SEC ended its lawsuit against Ripple, giving XRP new momentum, boosting the confidence of analysts who believe a surge in liquidity could lift the token toward the $100 target. Even ChatGPT predicts a 2.5x jump from the asset’s current value. Other experts urge more caution.
Although it ranks as the third-largest cryptocurrency by market capitalization, XRP is still largely trailing behind Ethereum and Bitcoin. And for good reason, as its practical utility is mostly constrained to banking, where it remains fairly niche among smaller institutions focused on liquidity, rather than major banks able to drive large-scale impact. Conceived to solve one distinct issue, XRP also appears less of a mainstream investment in crypto than currencies like Bitcoin, which attract rookies and crypto moguls alike. Beyond storing value, Bitcoin can be used to purchase several commodities and services.
Spending one’s coins has never been easier online, with big names like Microsoft allowing Bitcoin payments on its Xbox Store. Always the trendsetter, the iGaming industry also leads the way in widespread crypto integration. Gamers can visit Bitcoin casinos in Canada to spend their digital tokens. Reviewers publish comprehensive listings of crypto-friendly platforms, many of which offer welcome packages and exclusive rewards to newcomers. Bonus details are just a click away for players to find the right fit. Besides, industry experts only vet for registered and trustworthy platforms.
Earlier this month, crypto ETFs recorded historic inflows of $5.95 billion, with Bitcoin hitting another record high. Stoked by more crypto-friendly policies under the Trump administration and growing demand from institutional investors, this crypto boom could benefit XRP, as Ripple’s flagship product aspires to bridge traditional finance and crypto.
