Every year, alcohol-related crashes in the United States greatly. That’s more than what Americans spend on groceries each year.
The social and economic costs are not just seen on a human level, but also present themselves as a financial burden to businesses and taxpayers alike. Learn why these crashes can happen, what can be done to avoid them and how they affect us all here.
Alcohol-related crashes cost the US $199 billion each year.
How much do alcohol-related crashes cost the united states every year?
Alcohol-related vehicle crashes are a cause of injury and death in the United States. According to the Centers for Disease Control, alcohol-related crashes cost the US $199 billion dollars every year in healthcare costs, productivity losses, property damages and other social harms. Alcohol-impaired drivers are responsible for one in 10 traffic deaths in the United States—more than twice that of any illicit drug (4.2%), but one in four (24.3%) that is caused by drunk driving.
Understanding the Costs of Drunk Driving
-The social and economic costs are not just seen on a human level, but also present themselves as a financial burden to businesses and taxpayers alike. Learn why these crashes can happen, what can be done to avoid them and how they affect us all here.
Alcohol is the leading risk factor for premature deaths for people between the ages of 15 and 49 years in the United States. Alcohol is estimated to cause about 88,000 deaths each year.
While drunk driving is more likely to result in death or injury than driving sober, it’s drunk driving that continues to kill people at an alarming rate.
One in four traffic fatalities are caused by drunken drivers.
Financial Burden is Shared Throughout Society
The financial burden of alcohol-related crashes isn’t just a burden for the person involved in a crash. The cost from one injury from an alcohol-related crash can easily go up to $1 million, whether it’s from long-term care, lost productivity or even property damages.
When you think about the number of people who are put at risk by drunk drivers each year, it might not seem like that much to drink and drive. But if we all took responsibility and decided to not drink and drive, we may see a dramatic improvement in our society as a whole: less deaths and injuries on our roads and less families torn apart by these preventable accidents.
10 million people are injured or killed in drunk driving accidents every year
Why These Drunk Driving Accidents Happen
A major factor in the number of alcohol-related crashes is that people don’t know what they’re drinking. The time it takes to reach the legal limit for driving varies, depending on how much you’ve had to drink and your weight. It can take up to twice as long to reach that legal limit for someone who weighs 300 pounds than it would for someone who weighs 150 pounds.
There are also other factors that involve why these drunk drivers cause accidents:
– An aggressive lifestyle;
– Devotion of spare time to alcohol;
– Irresponsible use of alcohol;
– A lack of awareness about the dangers of using drugs and alcohol
What Can Be Done to Avoid Drunk Driving Accidents
– Learn about the legal limit.
– Wear your seat belt.
– Choose not to drink and drive.
Conclusion
While drunk driving is more likely to result in death or injury than driving sober, it’s drunk driving that continues to kill people at an alarming rate. One in four traffic fatalities are caused by drunken drivers. The financial burden of alcohol-related crashes isn’t just a burden for the person involved in a crash. The cost from one injury from an alcohol-related crash can easily go up to $1 million, whether it’s from long-term care, lost productivity or even property damages. When you think about the number of people who are put at risk by drunk drivers each year, it might not seem like that much to drink and drive. But if we all took responsibility and decided to not drink and drive, we may see a change.
BluebirdPost.com is a powerful service that allows you to get your direct deposit the same day. It’s available for any business that wants to pay their employees without going through a payroll company and dealing with all the paperwork and fees! This post will explore how this service works, what it includes, and why it can be so beneficial for any company of any size.
What is a direct deposit
A direct deposit is an electronic transfer from one account to another. This transfer can be from a business to its employees or from a bank to a savings account. Direct deposits are one of the most popular methods of transferring money electronically.
When was the Bluebird Post service introduced?
BluebirdPost was introduced in 2017. It was created to allow any business the speed and ease of a direct deposit without going through a payroll company. Although BluebirdPost has been available for only a short time, the service is already growing rapidly as employers discover how much easier it makes their lives by saving them time and money! This service was created by the team at Sunshine Express Delivery Systems, Inc., who have been providing rapid delivery services for over 25 years!
Why would you want your direct deposit the same day?
The number one reason for getting a payday loan is because you can’t wait until payday to get access to your funds. This is especially the case if you’re in dire need of funds. Payday loans are designed with short terms that require borrowers to repay their loan by the close of business on the next day.
A company may also implement this service for employees who work shifts or hours that don’t allow them to get paid at the end of their shift or on payday. Bluebird Post provides a way to provide payment electronically so that these employees can receive their pay promptly.
What time does bluebird post direct deposit
Bluebird Post Direct Deposit is available upon request, Monday through Friday, during the time frames of 8:00 AM to 4:00 PM (CST).
How does it work?
The transaction can be done by sending an email to [email protected] or through the direct deposit form on their website. The request must include your name, DOB, Social Security Number, Address, Employer ID Number (EIN) and Amount you are requesting to be deposited.
The process is simple and can be completed within a few minutes. Once the form is received, a BluebirdPost representative will review your request and provide you with an update on whether or not your deposit can be processed electronically that same day.
Where to find more information about getting your paycheck on the same day
The company has a website where you can learn more about the Bluebird Post service, as well as how to set it up. You can also sign up for their email list by submitting your email address. They provide updates to the service and other resources that are available online.
Where to find more information about BluebirdPost’s personal finance blog, including how-to articles and money saving tips
Some of the things you can find on our blog are how-to articles and money saving tips. You can find out more about these sections by viewing the navigation bar at the top of the page.
Conclusion
The BluebirdPost service is a powerful tool for any business that wants to pay their employees without going through a payroll company. It’s available upon request, Monday through Friday during the timeframes of 8:00 AM to 4:00 PM (CST). The process can be completed within minutes and requires only your name, DOB, Social Security Number, Address, Employer ID Number (EIN) and Amount you are requesting to be deposited. Once the form is received, a BluebirdPost representative will review your request and provide you with an update on whether or not it can be processed electronically that same day! For more information about this exciting new direct deposit system visit our website where we have all the details as well as contact information. You can also sign up for our email list by submitting your email address, where we provide updates on new features and additional resources.
The truth is, people will always find it difficult to find the right name for their company. You may have just started your company or you might be in the process of registering your business name, but it can take time and effort to come up with a great name that’s trademarkable and fits your brand identity. It’s important to remember that whatever you decide on should be exclusive so there are no other companies out there with the same name as yours! This way, you’ll avoid any potential confusion among customers looking for your company.
A great company name is essential to the success of your business. It’s not something you want to leave up to chance, because it will be with you for a long time and will impact how people think about your company. You’ll want a name that reflects what you do and one that isn’t already in use by another entity.
What is a depository name and why do I need one?
A depository name is the name of your company that will be used on your website as well as other communications, such as business cards. You’ll want to find a name that will stand out from the crowd and one that you can trademark so it’s not taken by any other company. If your company name already exists, you may have trouble being found online. A depository name should also be a word or a short phrase that is memorable and easy for customers to remember so they can find you again!
How do I know if my name is available?
The best way to find out is to conduct a trademark search. This will tell you if your name is already in use by another entity and whether or not you can trademark it. You can also check the US Patent and Trademark Office website to see if your desired name is already taken. If you’re still unsure about whether your business name is available to use, you should check with one of the following: The US Patent and Trademark Office The Better Business Bureau.
I’m set on my business name, now what?
Once you’ve decided on your company name, you need to protect it! You can do this by registering with the US Patent and Trademark Office (USPTO). It’s well worth the fee to ensure your business name is yours and yours only. This will allow you to use your business name on your website, in marketing materials, on your products, and any other related items. Anyone else using the same name could be infringing on your rights or trying to confuse customers into thinking they’re buying from you!
How to get your first depository name?
There are a few ways to get your first depository name: Search online for businesses that offer trademark searches and trademark registration. Talk to an attorney who specializes in intellectual property law. Check the US Patent and Trademark Office website.
The importance of maintaining your depository names
Once you’ve registered your company name and have received your trademark, it’s important to maintain your rights to that name. This means keeping an eye on any other businesses that might be using the same or a similar name and taking action if necessary. You’ll also want to make sure your website and other communications are using the correct name and that you’ve registered with the USPTO so no one else can use it. Protecting your company name is essential to the success of your business, so don’t take this step lightly!
Conclusion
In the article, we have provided you with a few ways to get your first depository name. We also discussed how important it is to maintain that depository names once you’ve registered them and obtained trademark protection. You’ll want to make sure your website or other communications are using the correct company name as well as staying up-to-date on any companies who may be infringing on this area of intellectual property law in order not to lose these rights!
Starting your own cleaning business in New Jersey has never been easier. This state is home to many small towns and the population of the state is one that is welcoming to newcomers. You can find all you need to get started, including permits, licenses and ethical guidelines, on the NJ Department of Labor website. Don’t wait- start your own cleaning business in New Jersey today!
How to start a cleaning business in NJ
A cleaning business is a business that provides services for the general public, such as carpet and upholstery cleaning, window washing, pressure washing, and heavy duty commercial cleaning. In order to start a cleaning business in New Jersey, you will need to obtain a permit from the Department of Labor. You apply for the permit from the browser on their website. The application process for a license takes about 30 minutes or less.”
Why should I start a cleaning business
Starting your own cleaning business in New Jersey is the perfect opportunity for you to make money and grow. This state has an expanding economy, with plenty of population growth and new businesses opening up all the time. The cost of living in New Jersey is cheaper than other states, which makes this state a great place to start your own cleaning business.
How to start a cleaning business in nj
In order to start a cleaning business in New Jersey, you must complete a few steps. You’ll need to register your business with the IRS and the New Jersey Division of Revenue. You will need fill out a form called Form SS-4 and file it with the Internal Revenue Service. After getting an employer identification number from the IRS, apply for a license from the Department of Community Affairs’ Division of Codes and Standards. Then you have to get insurance coverage from one or more providers or subscribe to a self-insurance program through your State Member as regulated by the NCCI.
What is something I should think about before starting my own business
Before starting your own business in New Jersey, you should have a plan for how much money you’ll need to invest in order to start- at least $200,000. Make sure that you have enough time to dedicate to the company as well as enough savings or income from another job so that you can live off of those funds while still being able to commit enough time to the cleaning business.
Set up an online presence for your business, including social media accounts
After registering your business, you’ll need to set up an online presence for your business. You can create social media accounts like Facebook or Twitter, make a website, and register a domain name with a company like GoDaddy.com. You should also include a contact form on your site so people can contact you through email or on the site itself. You can also use a template from sites like Wix.com or WordPress.com
Conclusion
If you’re looking for a way to earn money and work in your spare time, starting your own cleaning business in New Jersey may be the answer. The process is much less complicated than it would be in other states because of all the help that can be found on the Department of Labor website. From filling out paperwork to registering with government agencies, this state has everything you need when considering starting your own small business or side gig. And if you want some extra guidance from an expert? Our team at P&S Enterprises are ready and waiting! We promise we won’t let any dirt get by us as we partner with our clients to formulate a plan tailored specifically to their needs–whether they have one location or many locations across multiple industries. With over 40 years of experience in NJ, we can help you get started with your cleaning business today. Join the thousands of P&S clients to see what a difference working with a dedicated cleaning expert can make!
Frugal living is a lifestyle that emphasizes making the most of what you already have and spending as little money as possible. It can be difficult to live frugally, especially if you’re just getting started, so we compiled this list of 30 tips for those who want to save their pennies and still enjoy life.
The frugal tips for 2021 are 30 ways to save money on a budget. They range from simple things like turning off lights or not buying anything new, to more complex ones such as cooking at home and using coupons.
Stop Smoking Cigarettes
If you’re looking to cut costs and improve your health, consider stopping smoking cigarettes and switching to vaping. Traditional smoking can be a significant financial burden, but using vapes, especially with cost-effective options like Maryliq Nic Salts by Lost Mary at Shisha Vibe, can save you money in the long run. Vaping allows you to manage nicotine intake more efficiently and reduce your spending on cigarettes, making it a smart choice for those who are frugal and health-conscious.
Frugal living is very important to me. I’m a thrifty person. Frugality is something I write about on my blog. I am a frugal person.
I hope that some of these cheap living ideas may assist you in being thrifty, whether you want to be frugal or you are forced to be frugal.
Living frugally entails more than not overspending, putting money down for retirement, having an emergency fund, and avoiding credit card debt. When you live a simple life, you have more time and money to spend on the things that matter to you. The greatest frugal living ideas are those that work best for you—those that will assist you in beginning to live frugally and making your life simpler.
Of course, if I can help you spend less money while simultaneously working to earn more money, you’ll be on your way to financial success for the rest of your life. Being financially successful may provide you with choices in life, and you can then assist others by donating and utilizing your power (money is power, after all) to help others.
Top 30 Frugal Living Suggestions
Budget, budget, and budget some more.
The greatest and most important thrifty advice anybody can offer you is to make a budget that works and then stick to it. Making a budget provides your spending a framework, allowing you to spend on what you want and avoid spending on what you don’t. That is what it means to live a thrifty lifestyle.
Buy in bulk when you discover a good price.
If meat is on sale, have it chopped up into smaller pieces and wrapped individually by your butcher. Everything should be properly labeled! Purchasing big quantities of meat is generally less expensive than purchasing individual chopped portions.
Reduce the number of times you go shopping so that you spend less time in shops.
You are more likely to spend money if you spend more time at a shop. Make a shopping list of the most important items you’ll need so you can remain on track. (Would you want to save even more money on groceries? Here are 12 methods to save money.)
Purchase what is on sale and arrange your meals around it.
What is the most effective method to save money at the supermarket? Instead of the other way around, plan your meals around what you purchase.
Tome is where you should eat.
We try things out at home! We don’t go to bakeries; instead, we come up with something enjoyable to do with the kids at home. With a little preparation and imagination, you can create a variety of meals and delights at home.
Make sure your freezer is stocked.
Keep meals in your freezer so you don’t have to order takeout when you’re worried or overloaded. When you cook, double the recipes so that you always have food on hand. Soups are excellent for this since they freeze well. This is especially true before a big holiday (Pesach, anyone?) or if you’re expecting a child. To save money on takeout, have freezer meals ready to go.
Keep old fruit in your refrigerator.
Keep frozen fruit and veggies on hand to create fast smoothies and vegetable meals when you’re in a hurry. You may freeze the slightly browning fruit (from those bananas you got on sale that no one eats despite your kids’ declarations that bananas are their favorite meal) for very inexpensive snacks and smoothies.
Cleaning assistance should be avoided.
Every Sunday, we clean one floor as a family and frequently make it into an activity.
Involve the children.
From an early age, teach your children how to perform tasks and tidy the home according to their abilities. Make a list of what has to be done each night, week, and month. Make it a pleasant family activity that everyone can participate in every night.
Hand-me-downs are OK.
My children and I both have very nice hand-me-downs. To acquire good clothing for yourself and your children, you may exchange with other families or buy at secondhand shops.
Make a decision on what you need.
Before each season, I determine how much of each piece of clothing my children need and only purchase that much (if some of it is from hand-me-downs, even better). Until I put it up this way, sales were driving me to overbuy.
Make an informed decision about where you want to reside.
We live in a region where families are content with little, making it easier to live within our means and have lower expectations for our children. One of the most important aspects of living a modest lifestyle is deciding where you want to live.
Reduce the heat and wrap yourself in a warm sweater.
In the dead of winter, the home doesn’t have to be warm enough to stroll about in a t-shirt and bare feet.
Everything should be automated.
Bills, savings, entertainment funds, and so forth. Make use of the additional mental space to put money-saving measures in place. When you automate, you don’t have to spend as much time worrying about money: being economical doesn’t imply you’re constantly worried about money.
Make use of the library!
I don’t purchase books anymore since I have a library card. You can obtain a lot of free e-books online if you buy a Kindle or another kind of e-reader. No matter what time of day it is, I enjoy utilizing my library’s Libby App to obtain free books downloaded to my kindle. Libraries also provide a variety of additional services, including the ability to borrow games, reduced museum tickets, and a variety of other free or low-cost items. Get yourself a library card!
Wait at least 24 hours.
Everything in your Amazon basket must sit for at least 24 hours. If you’re shopping online, leave your items in your basket for at least 24 hours before buying to avoid impulsive purchases. As an added bonus, businesses will often give you a discount code for goods you left in your basket to encourage you to purchase.
Look for brands that aren’t well-known.
Avoid big-name brands and seek for goods with good value. Generally, purchase generic products and only buy brand-name when you have a coupon or are confident in their value.
Get free stuff!
Get as many freebies as you can, including books, samples, and baby items. These freebies will help you spend less money on things that you aren’t sure you want yet. This is especially true when it comes to baby gear– it may save you a lot of money! You can see a list of all the freebies available to nurses here.
Look for vintage toys at garage sales.
Garage sales are a wonderful location to find inexpensive items, particularly large outdoor toys or plastic toys such as a plastic slide, a toy kitchen, riding toys, and so on. Even if just a few households use them, they are simple to clean and hold up well. Shopping at garage sales is a wonderful method to acquire nice toys for a low price.
Get rid of the landline.
You don’t need a home phone since everyone has a mobile phone. Get an inexpensive prepaid cellphone for emergencies if you do need a phone for the home.
Go vegan.
Reduce your intake of beef, chicken, and fish. These are often more costly, and you may save money by purchasing nutritious beans and grains instead.
Invest in a big freezer.
I guarantee that your freezer will pay for itself in 6 months or less. If necessary, store it in your patio, garage, or any other location with power and some protection from the weather.
Use your imagination to come up with new ways to use what you’ve found.
If you have a chest freezer, remove the door and turn it on its side; if you have an upright freezer, remove the door and flip it on its side. Fill it with soil after drilling several holes in the bottom. You now have a raised garden bed that isn’t going to break your back. Of course, this only works if you can locate an old freezer, but you can also go trash diving or take a drive about to see what is being given away for free.
Participate in free fun activities with your friends and children.
It’s a good thing I have a lot of ideas for having fun on a budget. I wrote about 45 free indoor activities for kids and 9 entertaining activities for kids to do at home. Even if you don’t have children, you may enjoy free activities at home rather than going out (and spending money!). At home, you may have a board game night or a romantic date night.
Apps that help you save money are a good idea.
Spend some time signing up for Rakuten (Ebates), Ibotta, and cashback apps to save money on items you already purchase.
Check out the clearance section!
When you’re out shopping, start with the sale section. When shopping online, start with the clearance section. A excellent guideline to follow to help you live a thrifty life is to never pay full price.
Dry your clothing by hanging them up to dry.
Hanging your clothes on a drying rack can not only save you money on your energy bill, but it will also help your garments last longer, reducing the need for new clothing.
When it comes to credit cards, be cautious.
Credit cards may be a valuable tool, and some credit cards provide great cashback possibilities that you can utilize to earn benefits, free gift cards, or even pay your bills with the cash back. (REMEMBER: Use a credit card only if you can pay it off in full.) Don’t take out a credit card simply to obtain a few benefits).
Attempt to get free electronics.
I realize it’s a long shot, but if you don’t care about the latest and greatest, try to locate someone who is either concerned about the latest update or receives free upgrades on a regular basis. Then you may acquire or purchase their phone or tablet at a low price. My sister-in-phone, law’s for example, broke and the sound isn’t working properly. I took her old one and she was able to receive a new one for free. I have a perfectly fine smartphone for the price of a set of headphones. Think of new ways to accomplish things like this.
When working long hours, meal preparation may help you save money.
If you’ve had a hard day at work, the only thing you want for lunch is convenience! This often entails purchasing lunch. Avoid unnecessary expenditures by meal preparing ahead of time; this is not only healthier for you, but it also saves money. You may invest in some excellent lunch-packing supplies (such as this Mini Croc-Pot Food Warmer or a Bento Box) so that you can have a wonderful, warm dinner while working long hours.
Some of these money-saving ideas will be ideal for you. Some people will be so disconnected that you’ll want to hurl your phone across the room. The purpose of these suggestions is not to imply that everyone would benefit from them or that implementing them will save money. The goal is to assist you in recognizing the many ways in which you may begin living your most frugal life.
What Is the Definition of Frugal Living?
Making do with what doesn’t matter is part of living a modest lifestyle. It entails not wasting your time on things that are unimportant. It entails whittling down to the essentials. It entails not wasting time and money on things that are unimportant.
Regardless of your financial situation, there is intrinsic value in accomplishing more with less. Even if you have a lot, there is value in achieving more with less, in avoiding materialism, in minimizing waste as much as possible, and in leaving the smallest physical imprint possible in this world.
There’s something to be said about living frugally. Frugal living may be beneficial in a variety of ways. There’s something to be said about achieving more with less, for attempting to live a life free of consumerism.
Frugal Living Made Simple
We must also recognize that in the world we live in, saving money is a must. When you spend all of your money on items you don’t need or because you have a spending problem, you are giving up any financial independence you may have in the future. Cutting down on spending and increasing income were examples of good money habits. You must identify areas in your budget where you may make cuts in order to save more money and be better prepared. Be resourceful in your savings and try to discover new ways to save money without sacrificing your pleasure.
There was a point in my life when I was jobless and my husband and I were living on a shoestring budget. It was a bleak and sad period. I was apprehensive about using credit cards or depleting my funds since I didn’t know whether I’d ever find another work or be able to repay the debt. I’d seen far too many individuals get into credit card debt, and I didn’t want to be one of them.
I was on a very tight budget, which I strictly adhered to. I sometimes reflect on how we managed to make it work, and I honestly have no idea. We didn’t have much. Being thrifty by necessity is a bad position to be in.
I determined then and there that whether I had to or not, I would actively embrace frugal life. I would advocate for frugal living as a value.
That is why I do the things I do and write the things I write. I hope you find any of these basic frugal living tips useful and that they improve your life. Please let me know!
We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
This website uses cookies to improve your experience while you navigate through the website. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may affect your browsing experience.
Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.
Cookie
Duration
Description
cookielawinfo-checkbox-analytics
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional
11 months
The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance
11 months
This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy
11 months
The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.
Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.
Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.
Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.
Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.
The greatest and most important thrifty advice anybody can offer you is to make a budget that works and then stick to it. Making a budget provides your spending a framework, allowing you to spend on what you want and avoid spending on what you don’t. That is what it means to live a thrifty lifestyle.
My children and I both have very nice hand-me-downs. To acquire good clothing for yourself and your children, you may exchange with other families or buy at secondhand shops.
It’s a good thing I have a lot of ideas for having fun on a budget. I wrote about 45 free indoor activities for kids and 9 entertaining activities for kids to do at home. Even if you don’t have children, you may enjoy free activities at home rather than going out (and spending money!). At home, you may have a board game night or a romantic date night.
Making do with what doesn’t matter is part of living a modest lifestyle. It entails not wasting your time on things that are unimportant. It entails whittling down to the essentials. It entails not wasting time and money on things that are unimportant.