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The deceptive casualness of overdraft protection

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It’s a common misconception that the only consequence of overdraft protection is an occasional bank charge. In reality, this seemingly innocuous feature can lead to skyrocketing debt and bankruptcy. When you go below zero in your account, the bank automatically transfers money from your savings account into your checking account so that incoming checks will still clear (at least in most cases). This might sound like a good thing but in reality, it may be one of the worst financial decisions you ever make. Continue reading this article, for a broader explanation of this “must know” topic.

What is overdraft protection

Overdraft protection is an option offered in bank accounts that prevents check, ATM, or debit card transactions, as well as wire and electronic transfers, from causing the account’s balance to fall below zero and triggering an overdraft fee or non-sufficient funds (NSF) fee. With overdraft protection, a bank will cover a shortfall and charge for the service with an overdraft fee, or “courtesy fee,” so the transaction goes through successfully.

NSF (or insufficient funds) transactions are not covered by the bank and can be expensive and disruptive. Non-pre authorized transactions made with a check and automated clearing house (ACH) withdrawals are returned unpaid, a practice known as bouncing. Most banks charge hefty overdraft and NSF fees (between $30 and $35, on average) for accounts that do not have sufficient funds. What’s more, not only can the bank refuse payment and charge the account holder an NSF fee, but a penalty or fee may also be charged by the merchant for the failed transaction.

How it works

Customers who choose overdraft protection can link their checking accounts to credit cards, savings accounts, or other lines of credit to avoid triggering an overdraft or NSF fee. This amounts to a preapproved loan or transfer that kicks in automatically when a customer writes a check, makes a wire transfer, swipes a debit card, or asks an ATM for a sum of money in excess of an account’s balance.

Typically, an overdraft protection agreement kicks in when an account holder withdraws more than the current balance in a checking account. In that case, the individual or business with a linked account is charged a transfer fee to facilitate moving funds to cover the shortfall. The account holder may be also be charged an additional fee every month that overdraft protection is used or a fixed monthly fee for continuous protection.

What is misleading about the term overdraft protection

The term “overdraft protection” is misleading because it gives the impression that your account will be protected from overdrafts. In reality, this feature can lead to skyrocketing debt and bankruptcy.

What happens when you don’t have overdraft protection

Without overdraft protection, your bank can still charge a non-sufficient funds (NSF) fee that can be comparable to an overdraft fee if there isn’t enough money in your account to cover the debit. In addition, the party receiving the bad check can demand reimbursement for the returned check fee and report you to ChexSystems, which is like a credit report for your banking history.

Example of overdraft protection

A renter with overdraft protection and a linked account writes an $800 check to cover the monthly rent on an account that only has $650 in it. Instead of bouncing the check due to insufficient funds, the renter’s overdraft protection kicks in when the check is cashed.

The bank charges a transfer fee of $15 for approving a debit transaction that exceeds available funds. The renter will now have a balance of $635 ($650 – $15) and has to pay off $800 through a linked credit card, line of credit, or savings account.

Conclusion

Consumers use and view overdraft programs differently depending on their financial circumstances, and the current marketplace is failing to effectively serve a large share of customers. Overdraft largely does not understand their rights, particularly with respect to opting into overdraft. Most, including those who overdraw their accounts frequently, report that their banks do not communicate with them about less expensive options. Even when conversations do happen, they do not typically lead to a better understanding of opt-in rights.

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Making 26.44 “dol’s” an hour

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How much money does a person need to live comfortably in America? The answer varies depending on where they live and how many people are in their household, but most experts agree that the poverty line starts at about $25,000 per year (or $12.50 per day). For some, that may be enough; for others, not by far. But there are ways to stretch your budget if you’re living on less than that sum each month – even if it means thinking outside of the box every now and then.

How many working hours are average in the states

In the United States, full-time employees work an average of 34.4 hours per week.

Highest paying professions in the states

The highest paying profession in the United States is engineering, amounting to an average annual salary of $89,870. The following fields are also among the highest-paying fields, with annual incomes exceeding $78,000: financial management; computer systems design and related services; mathematics and statistics; natural sciences; computer programming; mining and geological engineering.

$26.44 an hour is how much a year

$26.44 an hour amounts to $55,760 a year. That’s enough to live comfortably in most places in America – especially if you’re willing to get creative with your spending habits. With a little bit of effort, you can make your dollar go a lot further than it would if you were just living paycheck-to-paycheck. So don’t be discouraged if your salary doesn’t quite meet the poverty line – there are ways to get by on much less.

How much money would I make in a month

If you look at an average month as 4 weeks, then you can estimate the average monthly earnings from $26.44 per hour to be $4,230.40 per month. Of course, some months are longer than others, so this is just a rough average. Another way to estimate the amount you make each month is to divide the annual salary by 12 months. For example, if you calculate the yearly total to be $55,206.72 per year, then your monthly average would be $4,600.56 per month.

$26.44 per hour working 2,000 hours

As a simple baseline calculation, let’s say you take 2 weeks off each year as unpaid vacation time. Then you would be working 50 weeks of the year, and if you work a typical 40 hours a week, you have a total of 2,000 hours of work each year. In this case, you can quickly compute the annual salary by multiplying the hourly wage by 2000. Your hourly pay of $26.44 is then equivalent to an average annual income of $52,880 per year.

What if you get 2 weeks of paid vacation, or you take no vacation time?

Now let’s consider the case where you get paid $26.44 an hour, but you get an additional 2 weeks of paid vacation. You get the same result if you work all year with no vacation time. In the previous case, we assumed 2 weeks of unpaid vacation, so your total year consisted of 50 weeks. But if you get paid for 2 extra weeks of vacation (at your regular hourly rate), or you actually work for those 2 extra weeks, then your total year now consists of 52 weeks. Assuming 40 hours a week, that equals 2,080 hours in a year. Your hourly wage of $26.44 would end up being about $54,995.20 per year in salary.

Conclusion

Statistically, the poverty line starts at about $25,000 per year (or $12.50 per day). For some, that may be enough; for others, not by far. But there are ways to stretch your budget if you’re living on less than that sum each month.  The most important thing is to do what works best for you in terms of getting a good night’s sleep or eating well-balanced meals so that you can focus on work during the day without draining too much energy from yourself.

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General

Cancel your Gold membership

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Robinhood gold is a popular platform for buying and selling stocks and ETFs. It’s also a great way to save money with no trading fees, but what if you want to cancel your Gold membership? Here are the steps to canceling your Gold membership on Robinhood.

Gold membership has its benefits. It means you don’t have to pay trading fees, and it also offers access to premium features such as margin trading and extended market hours. However, if you’re not using these features or want to save money by canceling your Gold membership, here’s some tips:

The benefits of cancelling your Gold membership

By canceling your gold membership you can save money on trading fees, which can be significant if you’re a frequent trader and you can keep your access to the Robinhood app without paying for Gold membership.

How to cancel your Robinhood Gold membership

To cancel your Gold membership, you’ll need to go to the Robinhood website and sign in. Once you’re logged in, click on the account menu and select “Gold memberships”. From there, you’ll be able to see a list of all of your current Gold memberships and cancel them by selecting “Cancel”. It’s that easy! Canceling your Gold membership will save you money, and you’ll still have access to all of the great features of the Robinhood app.

Why you should cancel your Gold membership

There are a few reasons why you might want to cancel your Gold membership. Maybe you’re not using the premium features, or maybe you’re looking to save money on trading fees. Canceling your Gold membership is an easy way to do both of those things. Canceling your Gold membership also has other benefits. It can help you stay within your budget, and it can also free up some extra cash that you can use for other things. Overall, canceling your Gold membership is a great way to save money and still have access to all of the great features of the Robinhood app.

What to do after you’ve canceled your gold membership

After you cancel your Gold membership, all of the premium features will be disabled for Robinhood app. This includes margin trading and extended market hours, however, this does not affect the features that are available with the basic plan.

If you have an existing promotion or offer on your account, canceling your Gold membership will cancel those as well. However, there are still plenty of ways to save money with Robinhood- like no commission trades and rebates for instant deposits and investments.

Conclusion

Robinhood Gold is a popular trading platform that offers premium features such as margin trading and extended market hours, but if you’re not using these features or want to save money by canceling your Gold membership, here are some tips. To cancel your Robinhood gold membership, go to the website sign in and click on “Gold memberships”. From there you’ll be able to see a list of all of your current Gold memberships and then just select “Cancel” for each one. This will cancel them without affecting any other benefits from being a member besides the no-fee trades or access to premium features. The best thing about this is that it won’t affect any promotions or other discounts on your account either! So don’t hesitate- take advantage of the tips in this article and save some money!

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The hourly wage for a person who works 40 hours per week is $24 an hour

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The hourly wage for a person who works 40 hours per week is $24 an hour. It’s important to understand what this means because it can help you break down what your salary will look like if you work full-time and don’t take any overtime pay in consideration. But there are other factors you need to consider before making your final decision on what type of job you want and how much money you want in your bank account at the end of each month or year.

What is $24 an Hour Annually

The hourly wage for a person who works 40 hours per week is $24 an hour. This means that they make $960 a week, which equals out to be $4,320 a month or $52,800 per year.

The average person who works 40 hours a week earns $24 per hour

The average person who works 40 hours a week earns $24 per hour. Working full-time gives you lots of responsibility, but it also brings lots of rewards too. It’s essential that you properly understand what your hourly wage will be because this can help determine what type of job you want.

A full-time job averages about 40 hours of work each week

A full-time job averages about 40 hours of work each week. This means that if you work 40 hours a week, you are considered to have a full-time job. Many people equate full-time work with having a stable job that will give them a steady income every month.

If you work more than 40 hours a week, your hourly wage will increase

If you work more than 40 hours a week, your hourly wage will increase. For every hour that you work over 40 hours per week, you will make an extra dollar. So for example, if you work 50 hours per week, your hourly wage will be $25 per hour. This means that you will make $1,200 a week, which equals out to be $4,800 a month or $60,000 per year.

Working overtime can bring in more money

Working overtime can bring in more money. If you’re willing to put in the extra hours at work, you could receive what’s called overtime pay. Overtime is what you make when for each hour that you work over 40 hours per week.

For every 100 hours that you work over 40 hours a week for your employer, they will pay you one extra hour at 1.5 times your regular hourly wage.

You can calculate your hourly wage by dividing total earnings by the number of hours worked in a year

You can calculate your hourly wage by dividing total earnings by the number of hours worked in a year. This will give you an idea of what you make per hour if you work full-time. So if you earn $52,000 in a year, you divide this number by 2,080 (the number of hours in a year) to get your hourly wage of $24.81 per hour.

Conclusion

The average person who works 40 hours a week earns $24 an hour. Working full-time gives you lots of responsibility, but also brings lots of rewards too. It’s essential that you properly understand what your hourly wage will be because this can help determine what type of job you want. The more you know what your earning hourly wage is, the better job that you will get. A full-time job averages about 40 hours of work each week.Keep in mind that not everyone has the same opportunity to work overtime; your boss might not be willing to let you do so.

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Finance For Life

The best way to calculate percentages fast and accurately

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Lately, there have been a lot of articles about how difficult it can be to calculate percentages. This article will teach you the best way to do so in just seconds.

This post is especially helpful for those who are just starting out in math and want to learn more about percentage calculations. There are four steps that make calculating percentages easier than they seem at first glance: 1) find what percent one number is of another 2) divide 3) multiply 4) add the two numbers together. Although this tutorial is concise, this information will allow you to calculate any percentage quickly and accurately with ease!

What is a percentage

A percentage is a number that shows how much one number is of another. For example, if you have a 4 out of 10 test score, that means you got 40% of the questions right. When you calculate percentages, it’s important to remember that they’re always between 0 and 100.  When you feel like calculating percentages, convert them into fractions or decimals beforehand to make it easier.

How to calculate percentages

Step 1: Find what percent one number is of another

Let’s say you have $150 and then your friend offers you 70% off of an item that costs $200. This means that the item would only cost you $140. To find what percent one number is of another, divide the first number by the second number and then multiply that answer by 100.

In this case:

$150/$200 = 0.7

0.7 * 100 = 70%

Step 2: Divide

Now let’s say you want to divide $150 by 5. This is the same as finding 5% of $150.

To do this, divide 150 by 5 and then multiply that answer by 100.

150/5 = 30

30 * 100 = 3000 or 3%

Step 3: Multiply

Let’s say you want to find 25% of 300. The first step is to find 25% of just one number, which will be 75.

75 * 1 = 75

Now you have the part of the whole that’s represented by just one number alone. However, you also need to multiply it by two because there are two numbers in the whole amount. This makes your equation 75 * 2 = 150.

When you add the part of the whole that’s represented by one number to the part of the whole that’s represented by just one number, you have the full amount!

Step 4: Add both numbers together

Now you have 300 + 150 which equals 450. This means 25% of 300 is equal to 450.

When you need to know how much of something there is, or what’s the percentage of something

When you need to know how much of something there is, or what’s the percentage of something, it’s important to use the right calculation. In this article, you will learn four steps that make calculating percentages easier than they seem at first glance.

The best way to calculate percentages fast and accurately. Lately, there have been a lot of articles about how difficult it can be to calculate percentages. This article will teach you the best way to do so in just seconds.

What is 30% of 2000

30% of 2000 is 600.

To find this, divide 2000 by 30 and then multiply that answer by 100.

2000/30 = 66.6666666666667

66.6666666666667 * 100 = 6666.66666666667 or 30% of 2000 is 600.

The best way to calculate percentages fast and accurately. Lately, there have been a lot of articles about how difficult it can be to calculate percentages. And now you’ll be able to do so with confidence and accuracy. Thanks for reading!

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The Benefits of being paid Hourly

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Paid hourly workers are often overlooked, but what are the benefits of being paid hourly? Hourly employees might work harder for fear of not getting paid at all, which is why this system still has its place in society today. It can be difficult to measure how much more productive you are when you’re paid hourly, but employers may find themselves with more loyal workers and lower turnover rates. This article will explore what it means to be a part time worker and what the benefits of being an hourly employee really are.

You can work as little or as much as you want

This is a great benefit of being paid hourly- you can work as little or as much as you want! If you have other commitments or just need a break from work, you can take as much time as you need and still get paid.

Your income is not capped – it’s up to you how much money you make

Another benefit of being paid hourly is that your income is not capped- it’s up to you how much money you make! If you work hard and put in extra hours, you can make a lot more money than if you were salaried. This is a great incentive to work hard and it can be a great way to earn more money.

Hours are flexible and there isn’t a set schedule

Hours are also flexible, so what this means is that there isn’t a set schedule. You will have to keep track of what hours you work because some companies may require it, but what this means is that if your kid gets sick or something comes up at home, then you’re covered. You don’t have to worry about what shifts you’ll be working or what time your boss wants to work- what this means is that your schedule can be pretty flexible.

The pay rate is higher than what most people earn on salary

Another benefit of being paid hourly is that the pay rate is higher than what most people earn on salary. This can be a great incentive to work hard and it can be a great way to make more money. Keep in mind that what you make will depend on what job you have and what state you live in, but generally speaking, hourly workers make more money than those who are paid a salary.

There’s no risk of being fired if business slows down- employers will let employees go before they cut their hours or wages

Being paid hourly is a great way to ensure that you always have a job, regardless of what’s happening in the economy. This is because employers are more likely to let employees go before they reduce hours or wages. This means that you don’t have to worry about being fired if business slows down.

What is $22 an hour annually

$22 per hour, or $460 per week. If an individual were to work 40 hours a week for 52 weeks in a year, they would then be making $22.4k annually- or what is commonly known as “full time salary.”

Conclusion

Hourly workers are often overlooked in today’s society. Their benefits might not be what first comes to mind, but it can make all the difference when you start thinking about what hourly employees want from their jobs. Hourly employees may work more hours for fear of not getting paid at all, which is why this system still has its place in our society today. When people are being treated as individuals and given a chance to grow with your company, they will feel valued and loyal towards the company that took the time to invest in them.

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How much $ do you get from a bank machine?

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It seems that the act of withdrawing cash from an ATM is a pretty straightforward one, but there are ways to make it more convenient for yourself. For instance, if you’re someone who frequents the same bank machine on a regular basis, it might be worth investing in their prepaid debit card which comes with some hefty benefits. If you rather maintain your anonymity and don’t want other people to see your withdrawal history, try alternating between different ATMs. And lastly, if possible keep some cash on hand at all times for emergencies!

What does cash dispensed from an ATM look like

When you withdraw money from an ATM, it will most likely look like a stack of cash. Some ATMs also offer the convenience of crediting your checking account with the withdrawn amount.

How much money in an ATM

The amount of money you withdraw from an ATM is dependent on the type of card you use and how much cash is in your checking account. Each bank machine will have its own limit on how much money you can take out at once, so look on the back side of your card for these instructions.

The purpose of the ATM is to provide a safe place for you to withdraw cash from your account at any hour that suits you. The money in an ATM will be a stack of bills, this amount varies but it is usually anywhere from $100 – $600, sometimes even more if you’re lucky!

In times of need or when there are natural disasters, the ATM can provide emergency cash for those who need it. It is up to you to know your account balance or monitor your bank account consistently so you are prepared when an emergency comes around.

Why do ATMs have a limit on how much money they can give out at one time

The amount of money you can withdraw from an ATM is dependent on the type of card you use. The limit for how much cash an ATM dispenses at one time is also based on the type of card you have.

Where to find the best deals for withdrawing your hard-earned money

The best place to get the lowest rates when withdrawing cash is through certain online banks like Ally or Capital One 360.

The most popular way of getting cash is through an ATM, but what if there’s no nearby machine available or it doesn’t work properly

If you are away from an ATM, there are other ways to get cash.

  • Some supermarkets will make change for bills or offer mobile payment options for customers who don’t have credit cards.
  • Withdrawals can also be made at some gas stations, restaurants, and other locations. One downside of these locations is that it might come with a convenience fee to withdraw the money which could end up costing more than an ATM withdrawal would’ve cost in the first place! Another downside is that it usually takes longer since the clerk then needs to manually update the account information on their register before they give you your money. If time is of essence, using an ATM machine would be better.

Conclusion

It’s important to have a plan for what you’re going to do with the money when it comes out of an ATM. If there are no nearby ATMs or they don’t work, then try one of these alternatives: supermarkets which will make change for bills, offer mobile payment options if you don’t have credit cards, gas stations, restaurants and other locations that may come with convenience fees. It might take longer than using an ATM machine but at least your cash is in hand!

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General

Gas or Electric: which is better for your kitchen

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Gas ranges typically provide higher power, while electric ranges may be more cost-effective to operate. You should also know that gas is typically easier to control than electric when it comes to temperature. If you’re considering replacing your current stove or installing a new one in your kitchen, remember that there are pros and cons to both types of cooking equipment. If you’re not sure which one will work best for you, contact a pro like the Appliance Repair Men in order to get the best advice!

Your kitchen is one of the most important places in your home. The Appliance Repair Men know that you want to cook delicious food for your family and friends, but also have a functioning oven. That’s why it’s so important for you to know about gas ranges versus electric ranges before making a decision about which will work best for your space!

Gas is cheaper to run, but electricity is more efficient

The primary difference between electric and gas ranges is the price. Gas ranges are cheaper to run since they use natural gas, but electricity is more efficient because of the way it’s produced. This doesn’t mean one is better than the other; it just means that you need to find out which one works for you!

How to tell difference between gas and electric oven

Electric ovens heat up quickly, but gas ovens heat up faster and more evenly. Electric ovens require the use of the stovetop in order to preheat the oven, which is an extra step. Since gas ovens can be used independently, they save time (and electricity) in this respect.

It’s important that your stove has both electric and gas connections so you can switch back and forth between them as needed

Many people are more than happy with their current stove arrangement – but things happen, or preferences change! For these reasons, finding a range that has both electric and gas is the way to go. Just think of all of the extra advantages you’ll have at your fingertips when this one problem is eliminated. The most significant advantage with using a range like this is being able to switch back-and-forth between electric or gas heat without any problems, which leaves you flexible in case one type of fuel runs out. Some homeowners might also want long-term plans for use during power emergencies if their home has an electrical problem or crippling natural gas leak.

How to choose the right type of oven for your kitchen

The best way to determine whether a gas range or electric range is the right choice for your home is to contact a licensed engineer, a person who can first perform a thorough inspection of the existing kitchen appliances and then consult with you about your specific needs in order to find an ideal solution. This type of professional isn’t going to try and sell you on a whole package, but instead take the time to discuss what you really need for your kitchen. In the end, it’s always good to have options.

It’s important to know that vintage ranges typically require more money to operate than newer models, so if this is something you’re worried about, get in contact with Appliance Repair Men!

Conclusion

When it comes to your kitchen, gas or electric? Which one should you choose for your home? It’s important that you know the pros and cons of each before making a decision. For instance, are you concerned with how much money you’ll spend on heating costs? Is cost-effectiveness an issue for you when selecting appliances in general? Do safety concerns drive the type of range selection process for your space? Whether gas ranges or electric ovens will work best may depend on what is most important to YOU as well as other factors like whether or not there are any electrical problems at present. No matter which option works out better based on all considerations, we can help provide solutions and answers to questions.

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The cost of alcohol-related crashes in the United States

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Every year, alcohol-related crashes in the United States greatly. That’s more than what Americans spend on groceries each year.

The social and economic costs are not just seen on a human level, but also present themselves as a financial burden to businesses and taxpayers alike. Learn why these crashes can happen, what can be done to avoid them and how they affect us all here.

Alcohol-related crashes cost the US $199 billion each year.

How much do alcohol-related crashes cost the united states every year?

Alcohol-related vehicle crashes are a cause of injury and death in the United States. According to the Centers for Disease Control, alcohol-related crashes cost the US $199 billion dollars every year in healthcare costs, productivity losses, property damages and other social harms. Alcohol-impaired drivers are responsible for one in 10 traffic deaths in the United States—more than twice that of any illicit drug (4.2%), but one in four (24.3%) that is caused by drunk driving.

Understanding the Costs of Drunk Driving

-The social and economic costs are not just seen on a human level, but also present themselves as a financial burden to businesses and taxpayers alike. Learn why these crashes can happen, what can be done to avoid them and how they affect us all here.

Alcohol is the leading risk factor for premature deaths for people between the ages of 15 and 49 years in the United States. Alcohol is estimated to cause about 88,000 deaths each year.

While drunk driving is more likely to result in death or injury than driving sober, it’s drunk driving that continues to kill people at an alarming rate.

One in four traffic fatalities are caused by drunken drivers.

Financial Burden is Shared Throughout Society

The financial burden of alcohol-related crashes isn’t just a burden for the person involved in a crash. The cost from one injury from an alcohol-related crash can easily go up to $1 million, whether it’s from long-term care, lost productivity or even property damages.

When you think about the number of people who are put at risk by drunk drivers each year, it might not seem like that much to drink and drive. But if we all took responsibility and decided to not drink and drive, we may see a dramatic improvement in our society as a whole: less deaths and injuries on our roads and less families torn apart by these preventable accidents.

10 million people are injured or killed in drunk driving accidents every year

Why These Drunk Driving Accidents Happen

A major factor in the number of alcohol-related crashes is that people don’t know what they’re drinking. The time it takes to reach the legal limit for driving varies, depending on how much you’ve had to drink and your weight. It can take up to twice as long to reach that legal limit for someone who weighs 300 pounds than it would for someone who weighs 150 pounds.

There are also other factors that involve why these drunk drivers cause accidents:

– An aggressive lifestyle;

– Devotion of spare time to alcohol;

– Irresponsible use of alcohol;

– A lack of awareness about the dangers of using drugs and alcohol

What Can Be Done to Avoid Drunk Driving Accidents

– Learn about the legal limit.

– Wear your seat belt.

– Choose not to drink and drive.

Conclusion

While drunk driving is more likely to result in death or injury than driving sober, it’s drunk driving that continues to kill people at an alarming rate. One in four traffic fatalities are caused by drunken drivers. The financial burden of alcohol-related crashes isn’t just a burden for the person involved in a crash. The cost from one injury from an alcohol-related crash can easily go up to $1 million, whether it’s from long-term care, lost productivity or even property damages. When you think about the number of people who are put at risk by drunk drivers each year, it might not seem like that much to drink and drive. But if we all took responsibility and decided to not drink and drive, we may see a change.

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Get paid faster with BluebirdPost.com

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BluebirdPost.com is a powerful service that allows you to get your direct deposit the same day. It’s available for any business that wants to pay their employees without going through a payroll company and dealing with all the paperwork and fees! This post will explore how this service works, what it includes, and why it can be so beneficial for any company of any size.

What is a direct deposit

A direct deposit is an electronic transfer from one account to another. This transfer can be from a business to its employees or from a bank to a savings account. Direct deposits are one of the most popular methods of transferring money electronically.

When was the Bluebird Post service introduced?

BluebirdPost was introduced in 2017.  It was created to allow any business the speed and ease of a direct deposit without going through a payroll company. Although BluebirdPost has been available for only a short time, the service is already growing rapidly as employers discover how much easier it makes their lives by saving them time and money! This service was created by the team at Sunshine Express Delivery Systems, Inc., who have been providing rapid delivery services for over 25 years!

Why would you want your direct deposit the same day?

The number one reason for getting a payday loan is because you can’t wait until payday to get access to your funds. This is especially the case if you’re in dire need of funds. Payday loans are designed with short terms that require borrowers to repay their loan by the close of business on the next day.

A company may also implement this service for employees who work shifts or hours that don’t allow them to get paid at the end of their shift or on payday. Bluebird Post provides a way to provide payment electronically so that these employees can receive their pay promptly.

What time does bluebird post direct deposit

Bluebird Post Direct Deposit is available upon request, Monday through Friday, during the time frames of 8:00 AM to 4:00 PM (CST).

How does it work?

The transaction can be done by sending an email to [email protected] or through the direct deposit form on their website. The request must include your name, DOB, Social Security Number, Address, Employer ID Number (EIN) and Amount you are requesting to be deposited.

The process is simple and can be completed within a few minutes. Once the form is received, a BluebirdPost representative will review your request and provide you with an update on whether or not your deposit can be processed electronically that same day.

Where to find more information about getting your paycheck on the same day

The company has a website where you can learn more about the Bluebird Post service, as well as how to set it up. You can also sign up for their email list by submitting your email address. They provide updates to the service and other resources that are available online.

Where to find more information about BluebirdPost’s personal finance blog, including how-to articles and money saving tips

Some of the things you can find on our blog are how-to articles and money saving tips. You can find out more about these sections by viewing the navigation bar at the top of the page.

Conclusion

The BluebirdPost service is a powerful tool for any business that wants to pay their employees without going through a payroll company. It’s available upon request, Monday through Friday during the timeframes of 8:00 AM to 4:00 PM (CST). The process can be completed within minutes and requires only your name, DOB, Social Security Number, Address, Employer ID Number (EIN) and Amount you are requesting to be deposited.   Once the form is received, a BluebirdPost representative will review your request and provide you with an update on whether or not it can be processed electronically that same day! For more information about this exciting new direct deposit system visit our website where we have all the details as well as contact information. You can also sign up for our email list by submitting your email address, where we provide updates on new features and additional resources.

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